KFin Technologies Limited

NSEI:KFINTECH Stock Report

Market Cap: ₹189.2b

KFin Technologies Valuation

Is KFINTECH undervalued compared to its fair value, analyst forecasts and its price relative to the market?

Valuation Score

1/6

Valuation Score 1/6

  • Below Fair Value

  • Significantly Below Fair Value

  • Price-To-Earnings vs Peers

  • Price-To-Earnings vs Industry

  • Price-To-Earnings vs Fair Ratio

  • Analyst Forecast

Share Price vs Fair Value

What is the Fair Price of KFINTECH when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.

₹265.1
Fair Value
314.2% overvalued intrinsic discount
17
Number of Analysts

Below Fair Value: KFINTECH (₹1098.1) is trading above our estimate of fair value (₹265.1)

Significantly Below Fair Value: KFINTECH is trading above our estimate of fair value.

Key Valuation Metric

Which metric is best to use when looking at relative valuation for KFINTECH?

Key metric: As KFINTECH is profitable we use its Price-To-Earnings Ratio for relative valuation analysis.

The above table shows the Price to Earnings ratio for KFINTECH. This is calculated by dividing KFINTECH's market cap by their current earnings.
What is KFINTECH's PE Ratio?
PE Ratio54.7x
Earnings₹3.46b
Market Cap₹189.20b

Price to Earnings Ratio vs Peers

How does KFINTECH's PE Ratio compare to its peers?

The above table shows the PE ratio for KFINTECH vs its peers. Here we also display the market cap and forecasted growth for additional consideration.
CompanyForward PEEstimated GrowthMarket Cap
Peer Average47.5x
544467 National Securities Depository
65.3x14.30%₹231.7b
UTIAMC UTI Asset Management
27.2x23.03%₹160.0b
ABSLAMC Aditya Birla Sun Life AMC
22.7x11.76%₹220.0b
ANANDRATHI Anand Rathi Wealth
74.7x23.16%₹256.4b
KFINTECH KFin Technologies
54.7x18.80%₹189.2b

Price-To-Earnings vs Peers: KFINTECH is expensive based on its Price-To-Earnings Ratio (54.7x) compared to the peer average (47.5x).

Price to Earnings Ratio vs Industry

How does KFINTECH's PE Ratio compare vs other companies in the IN Capital Markets Industry?

15 CompaniesPrice / EarningsEstimated GrowthMarket Cap
536773 Jindal Poly Investment and Finance
3.4xn/aUS$116.47m
526071 Stellant Securities (India)
3.2xn/aUS$11.14m
526237 Morgan Ventures
3.3xn/aUS$8.01m
500143 P.H. Capital
4.1xn/aUS$6.25m
KFINTECH 54.7xIndustry Avg. 25.3xNo. of Companies34PE020406080100+
15 CompaniesEstimated GrowthMarket Cap
No more companies

Price-To-Earnings vs Industry: KFINTECH is expensive based on its Price-To-Earnings Ratio (54.7x) compared to the Indian Capital Markets industry average (25.3x).

Price to Earnings Ratio vs Fair Ratio

What is KFINTECH's PE Ratio compared to its Fair PE Ratio? This is the expected PE Ratio taking into account the company's forecast earnings growth, profit margins and other risk factors.

KFINTECH PE Ratio vs Fair Ratio.
Fair Ratio
Current PE Ratio54.7x
Fair PE Ratio27.2x

Price-To-Earnings vs Fair Ratio: KFINTECH is expensive based on its Price-To-Earnings Ratio (54.7x) compared to the estimated Fair Price-To-Earnings Ratio (27.2x).

Analyst Price Targets

What is the analyst 12-month forecast and do we have any statistical confidence in the consensus price target?

The above table shows the analyst KFINTECH forecast and predictions for the stock price in 12 month’s time.
DateShare PriceAverage 1Y Price TargetDispersionHighLow1Y Actual priceAnalysts
Current₹1,098.10
₹1,346.12
+22.59%
11.48%₹1,600.00₹1,100.00n/a17
Oct ’26₹1,080.40
₹1,332.94
+23.37%
12.94%₹1,600.00₹1,085.00n/a17
Sep ’26₹1,070.20
₹1,332.94
+24.55%
12.94%₹1,600.00₹1,085.00n/a17
Aug ’26₹1,101.50
₹1,328.75
+20.63%
13.32%₹1,600.00₹1,085.00n/a16
Jul ’26₹1,333.80
₹1,279.27
-4.09%
13.27%₹1,600.00₹1,025.00n/a15
Jun ’26₹1,078.70
₹1,265.60
+17.33%
15.48%₹1,600.00₹820.00n/a15
May ’26₹1,197.60
₹1,235.60
+3.17%
14.38%₹1,550.00₹820.00n/a15
Apr ’26₹1,032.05
₹1,182.33
+14.56%
17.07%₹1,700.00₹820.00n/a15
Mar ’26₹870.65
₹1,205.67
+38.48%
16.51%₹1,700.00₹820.00n/a15
Feb ’26₹1,101.80
₹1,215.67
+10.33%
17.72%₹1,750.00₹820.00n/a15
Jan ’26₹1,545.15
₹1,067.43
-30.92%
19.43%₹1,530.00₹705.00n/a14
Dec ’25₹1,163.75
₹1,011.85
-13.05%
13.51%₹1,200.00₹705.00n/a13
Nov ’25₹1,013.00
₹1,011.85
-0.11%
13.51%₹1,200.00₹705.00₹1,098.1013
Oct ’25₹1,137.35
₹866.62
-23.80%
12.75%₹1,020.00₹605.00₹1,080.4013
Sep ’25₹1,038.60
₹853.83
-17.79%
12.34%₹975.00₹605.00₹1,070.2012
Aug ’25₹884.85
₹846.33
-4.35%
13.84%₹975.00₹605.00₹1,101.5012
Jul ’25₹734.30
₹753.67
+2.64%
12.21%₹870.00₹540.00₹1,333.8012
Jun ’25₹696.45
₹752.83
+8.10%
12.09%₹870.00₹540.00₹1,078.7012
May ’25₹749.95
₹728.25
-2.89%
13.22%₹870.00₹540.00₹1,197.6012
Apr ’25₹622.15
₹632.90
+1.73%
13.25%₹760.00₹460.00₹1,032.0510
Mar ’25₹666.80
₹632.90
-5.08%
13.25%₹760.00₹460.00₹870.6510
Feb ’25₹628.05
₹579.10
-7.79%
15.84%₹700.00₹390.00₹1,101.8010
Jan ’25₹482.95
₹507.33
+5.05%
16.00%₹665.00₹390.00₹1,545.159
Dec ’24₹535.15
₹477.29
-10.81%
12.60%₹570.00₹390.00₹1,163.757
Nov ’24₹452.75
₹477.29
+5.42%
12.60%₹570.00₹390.00₹1,013.007
₹1.35k
Fair Value
18.4% undervalued intrinsic discount
17
Number of Analysts

Analyst Forecast: Target price is more than 20% higher than the current share price and analysts are within a statistically confident range of agreement.

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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/11/01 19:37
End of Day Share Price 2025/10/31 00:00
Earnings2025/09/30
Annual Earnings2025/03/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

KFin Technologies Limited is covered by 31 analysts. 17 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Supratim DattaAmbit Capital
Ashwin MehtaAmbit Capital
Nitin BhasinAmbit Capital