IBL Finance Past Earnings Performance
Past criteria checks 2/6
IBL Finance has been growing earnings at an average annual rate of 55.5%, while the Consumer Finance industry saw earnings growing at 19.9% annually. Revenues have been growing at an average rate of 50.9% per year. IBL Finance's return on equity is 4.1%, and it has net margins of 22.7%.
Key information
55.5%
Earnings growth rate
53.7%
EPS growth rate
| Consumer Finance Industry Growth | 18.3% |
| Revenue growth rate | 50.9% |
| Return on equity | 4.1% |
| Net Margin | 22.7% |
| Last Earnings Update | 31 Mar 2024 |
Recent past performance updates
No updates
Recent updates
Revenue & Expenses Breakdown
How IBL Finance makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 31 Mar 24 | 101 | 23 | 30 | 0 |
| 30 Sep 23 | 95 | 24 | 48 | 0 |
| 30 Jun 23 | 92 | 22 | 45 | 0 |
| 31 Mar 23 | 90 | 19 | 42 | 0 |
| 31 Mar 22 | 25 | 4 | 15 | 0 |
| 31 Mar 21 | 10 | -1 | 8 | 0 |
| 31 Mar 20 | 9 | -1 | 8 | 0 |
Quality Earnings: IBLFL has a high level of non-cash earnings.
Growing Profit Margin: IBLFL's current net profit margins (22.7%) are higher than last year (21.5%).
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: IBLFL's earnings have grown significantly by 55.5% per year over the past 5 years.
Accelerating Growth: IBLFL's earnings growth over the past year (18.4%) is below its 5-year average (55.5% per year).
Earnings vs Industry: IBLFL earnings growth over the past year (18.4%) did not outperform the Consumer Finance industry 35.2%.
Return on Equity
High ROE: IBLFL's Return on Equity (4.1%) is considered low.