IBL Finance Past Earnings Performance
Past criteria checks 1/6
IBL Finance has been growing earnings at an average annual rate of 41.1%, while the Consumer Finance industry saw earnings growing at 24.9% annually. Revenues have been growing at an average rate of 15.6% per year. IBL Finance's return on equity is 4%, and it has net margins of 21%.
Key information
41.1%
Earnings growth rate
39.1%
EPS growth rate
| Consumer Finance Industry Growth | 18.3% |
| Revenue growth rate | 15.6% |
| Return on equity | 4.0% |
| Net Margin | 21.0% |
| Last Earnings Update | 30 Sep 2024 |
Recent past performance updates
No updates
Revenue & Expenses Breakdown
How IBL Finance makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 30 Sep 24 | 110 | 23 | 35 | 0 |
| 30 Jun 24 | 106 | 23 | 37 | 0 |
| 31 Mar 24 | 102 | 23 | 40 | 0 |
| 31 Dec 23 | 99 | 24 | 43 | 0 |
| 30 Sep 23 | 95 | 24 | 48 | 0 |
| 30 Jun 23 | 92 | 22 | 45 | 0 |
| 31 Mar 23 | 90 | 20 | 41 | 0 |
| 31 Mar 22 | 25 | 4 | 15 | 0 |
| 31 Mar 21 | 10 | -1 | 8 | 0 |
| 31 Mar 20 | 9 | -1 | 8 | 0 |
Quality Earnings: IBLFL has a high level of non-cash earnings.
Growing Profit Margin: IBLFL's current net profit margins (21%) are lower than last year (25.2%).
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: IBLFL's earnings have grown significantly by 41.1% per year over the past 5 years.
Accelerating Growth: IBLFL's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.
Earnings vs Industry: IBLFL had negative earnings growth (-3.9%) over the past year, making it difficult to compare to the Consumer Finance industry average (26.1%).
Return on Equity
High ROE: IBLFL's Return on Equity (4%) is considered low.