Housing and Urban Development Corporation Limited

NSEI:HUDCO Stock Report

Market Cap: ₹412.4b

Housing and Urban Development Valuation

Is HUDCO undervalued compared to its fair value, analyst forecasts and its price relative to the market?

Valuation Score

3/6

Valuation Score 3/6

  • Below Fair Value

  • Significantly Below Fair Value

  • Price-To-Earnings vs Peers

  • Price-To-Earnings vs Industry

  • Price-To-Earnings vs Fair Ratio

  • Analyst Forecast

Share Price vs Fair Value

What is the Fair Price of HUDCO when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.

Below Fair Value: HUDCO (₹205.98) is trading above our estimate of fair value (₹49.31)

Significantly Below Fair Value: HUDCO is trading above our estimate of fair value.

Key Valuation Metric

Which metric is best to use when looking at relative valuation for HUDCO?

Key metric: As HUDCO is profitable we use its Price-To-Earnings Ratio for relative valuation analysis.

The above table shows the Price to Earnings ratio for HUDCO. This is calculated by dividing HUDCO's market cap by their current earnings.
What is HUDCO's PE Ratio?
PE Ratio16.7x
Earnings₹24.66b
Market Cap₹412.35b

Price to Earnings Ratio vs Peers

How does HUDCO's PE Ratio compare to its peers?

The above table shows the PE ratio for HUDCO vs its peers. Here we also display the market cap and forecasted growth for additional consideration.
CompanyForward PEEstimated GrowthMarket Cap
Peer Average19.9x
IREDA Indian Renewable Energy Development Agency
34.5xn/a₹498.6b
RECLTD REC
9x11.9%₹1.3t
PFC Power Finance
7.4x-0.4%₹1.6t
IRFC Indian Railway Finance
28.6x2.0%₹1.9t
HUDCO Housing and Urban Development
16.7x22.4%₹412.4b

Price-To-Earnings vs Peers: HUDCO is good value based on its Price-To-Earnings Ratio (16.7x) compared to the peer average (19.9x).

Price to Earnings Ratio vs Industry

How does HUDCO's PE Ratio compare vs other companies in the IN Diversified Financial Industry?

8 CompaniesPrice / EarningsEstimated GrowthMarket Cap
531310 Available Finance
2.5xn/aUS$38.91m
538732 Vibrant Global Capital
5xn/aUS$17.88m
539217 Srestha Finvest
5xn/aUS$12.24m
531735 Prism Finance
2.8xn/aUS$2.43m
HUDCO 16.7xIndustry Avg. 24.3xNo. of Companies19PE020406080100+
8 CompaniesEstimated GrowthMarket Cap
No more companies

Price-To-Earnings vs Industry: HUDCO is good value based on its Price-To-Earnings Ratio (16.7x) compared to the Indian Diversified Financial industry average (24.3x).

Price to Earnings Ratio vs Fair Ratio

What is HUDCO's PE Ratio compared to its Fair PE Ratio? This is the expected PE Ratio taking into account the company's forecast earnings growth, profit margins and other risk factors.

HUDCO PE Ratio vs Fair Ratio.
Fair Ratio
Current PE Ratio16.7x
Fair PE Ratio27x

Price-To-Earnings vs Fair Ratio: HUDCO is good value based on its Price-To-Earnings Ratio (16.7x) compared to the estimated Fair Price-To-Earnings Ratio (27x).

Analyst Price Targets

What is the analyst 12-month forecast and do we have any statistical confidence in the consensus price target?

Analyst Forecast: Insufficient data to show price forecast.

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