Aadhar Housing Finance Valuation

Q: What is the Fair Price of 544176 when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.

544176 (₹468.8) is trading above our estimate of [[fair value]] (₹260.57)

Is 544176 undervalued compared to its fair value, analyst forecasts and its price relative to the market?

Valuation Score

2/6

Valuation Score 2/6

Below Fair Value
Significantly Below Fair Value
Price-To-Earnings vs Peers
Price-To-Earnings vs Industry
Price-To-Earnings vs Fair Ratio
Analyst Forecast

Share Price vs Fair Value

What is the Fair Price of 544176 when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.

Below Fair Value: 544176 (₹468.8) is trading above our estimate of fair value (₹260.57)

Significantly Below Fair Value: 544176 is trading above our estimate of fair value.

Key Valuation Metric

Which metric is best to use when looking at relative valuation for 544176?

Other financial metrics that can be useful for relative valuation.

The above table shows the n/a ratio for 544176. This is calculated by dividing 544176's market cap by their current preferred multiple.
What is 544176's n/a Ratio?
n/a	0x
n/a	n/a
Market Cap	₹200.14b

544176 key valuation metrics and ratios. From Price to Earnings, Price to Sales and Price to Book to Price to Earnings Growth Ratio, Enterprise Value and EBITDA.
Key Statistics
Enterprise Value/Revenue	n/a
Enterprise Value/EBITDA	n/a
PEG Ratio	1.2x

Price to Earnings Ratio vs Peers

How does 544176's PE Ratio compare to its peers?

The above table shows the PE ratio for 544176 vs its peers. Here we also display the market cap and forecasted growth for additional consideration.
Company	Forward PE	Estimated Growth	Market Cap
Peer Average	21.1x
IIFL IIFL Finance	12.1x	17.0%	₹196.3b
APTUS Aptus Value Housing Finance India	27.8x	18.0%	₹178.6b
PNBHOUSING PNB Housing Finance	16x	14.9%	₹255.3b
AAVAS Aavas Financiers	28.6x	19.6%	₹144.9b
544176 Aadhar Housing Finance	24.9x	20.0%	₹200.1b

Price-To-Earnings vs Peers: 544176 is expensive based on its Price-To-Earnings Ratio (24.9x) compared to the peer average (21.1x).

Price to Earnings Ratio vs Industry

How does 544176's PE Ratio compare vs other companies in the IN Diversified Financial Industry?

0 Companies	Price / Earnings	Estimated Growth	Market Cap
Industry Avg.	n/a	18.8%
	n/a	n/a	n/a

Fetching data

0 Companies	Price / Earnings	Estimated Growth	Market Cap
Industry Avg.	n/a	18.8%
	n/a	n/a	n/a

No more companies

Price-To-Earnings vs Industry: 544176 is good value based on its Price-To-Earnings Ratio (24.9x) compared to the Indian Diversified Financial industry average (28x).

Price to Earnings Ratio vs Fair Ratio

What is 544176's PE Ratio compared to its Fair PE Ratio? This is the expected PE Ratio taking into account the company's forecast earnings growth, profit margins and other risk factors.

544176 PE Ratio vs Fair Ratio.
Fair Ratio
Current PE Ratio	24.9x
Fair PE Ratio	n/a

Price-To-Earnings vs Fair Ratio: Insufficient data to calculate 544176's Price-To-Earnings Fair Ratio for valuation analysis.

Analyst Price Targets

What is the analyst 12-month forecast and do we have any statistical confidence in the consensus price target?

Analyst Forecast: Target price is more than 20% higher than the current share price and analysts are within a statistically confident range of agreement.