SBI Cards and Payment Services Past Earnings Performance
Past criteria checks 2/6
SBI Cards and Payment Services has been growing earnings at an average annual rate of 20.5%, while the Consumer Finance industry saw earnings growing at 20.6% annually. Revenues have been growing at an average rate of 14.1% per year. SBI Cards and Payment Services's return on equity is 19.9%, and it has net margins of 21.7%.
Key information
20.5%
Earnings growth rate
19.1%
EPS growth rate
| Consumer Finance Industry Growth | 18.3% |
| Revenue growth rate | 14.1% |
| Return on equity | 19.9% |
| Net Margin | 21.7% |
| Last Earnings Update | 31 Mar 2024 |
Recent past performance updates
Recent updates
Revenue & Expenses BreakdownBeta
How SBI Cards and Payment Services makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 31 Mar 24 | 110,858 | 24,079 | 5,697 | 0 |
| 31 Dec 23 | 110,393 | 23,419 | 31,078 | 0 |
| 30 Sep 23 | 105,058 | 23,023 | 31,056 | 0 |
| 30 Jun 23 | 101,485 | 22,249 | 30,868 | 0 |
| 31 Mar 23 | 98,679 | 22,585 | 30,801 | 0 |
| 31 Dec 22 | 122,384 | 22,429 | 53,666 | 0 |
| 30 Sep 22 | 117,151 | 21,192 | 53,454 | 0 |
| 30 Jun 22 | 82,465 | 19,384 | 4,949 | 0 |
| 31 Mar 22 | 73,963 | 16,161 | 24,976 | 0 |
| 31 Dec 21 | 88,656 | 12,107 | 43,217 | 0 |
| 30 Sep 21 | 83,783 | 10,346 | 43,324 | 0 |
| 30 Jun 21 | 56,908 | 8,958 | 5,278 | 0 |
| 31 Mar 21 | 78,405 | 9,845 | 43,042 | 0 |
| 31 Dec 20 | 67,280 | 8,926 | 34,746 | 0 |
| 30 Sep 20 | 64,844 | 11,184 | 17,945 | 0 |
| 30 Jun 20 | 60,580 | 12,925 | 5,022 | 0 |
| 31 Mar 20 | 73,288 | 12,448 | 34,315 | 0 |
| 31 Dec 19 | 63,844 | 14,054 | 8,921 | 0 |
| 30 Sep 19 | 68,683 | 12,142 | 35,674 | 0 |
| 30 Jun 19 | 60,638 | 10,223 | 24,980 | 0 |
| 31 Mar 19 | 59,269 | 8,650 | 25,192 | 0 |
| 31 Mar 18 | 43,109 | 6,035 | 20,777 | 0 |
| 31 Mar 17 | 31,656 | 3,904 | 11,107 | 0 |
| 31 Mar 16 | 19,414 | 2,839 | 7,292 | 0 |
| 31 Mar 15 | 12,144 | 2,667 | 3,645 | 0 |
| 31 Mar 14 | 9,760 | 2,931 | 2,299 | 0 |
Quality Earnings: 543066 has high quality earnings.
Growing Profit Margin: 543066's current net profit margins (21.7%) are lower than last year (22.9%).
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: 543066's earnings have grown significantly by 20.5% per year over the past 5 years.
Accelerating Growth: 543066's earnings growth over the past year (6.6%) is below its 5-year average (20.5% per year).
Earnings vs Industry: 543066 earnings growth over the past year (6.6%) did not outperform the Consumer Finance industry 37.9%.
Return on Equity
High ROE: 543066's Return on Equity (19.9%) is considered low.