Spandana Sphoorty Financial Limited

BSE:542759 Stock Report

Market Cap: ₹23.6b

Spandana Sphoorty Financial Past Earnings Performance

Past criteria checks 2/6

Spandana Sphoorty Financial has been growing earnings at an average annual rate of 1.7%, while the Consumer Finance industry saw earnings growing at 25.4% annually. Revenues have been growing at an average rate of 0.09% per year. Spandana Sphoorty Financial's return on equity is 2.7%, and it has net margins of 8.7%.

Key information

1.7%

Earnings growth rate

-2.8%

EPS growth rate

Consumer Finance Industry Growth18.3%
Revenue growth rate0.09%
Return on equity2.7%
Net Margin8.7%
Last Earnings Update30 Sep 2024

Recent past performance updates

Recent updates

Revenue & Expenses Breakdown

How Spandana Sphoorty Financial makes and spends money. Based on latest reported earnings, on an LTM basis.

Earnings and Revenue History

BSE:542759 Revenue, expenses and earnings (INR Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
30 Sep 2410,9639545,7500
30 Jun 2414,8704,3695,3290
31 Mar 2415,2035,0075,0030
31 Dec 239,2124,7764,4140
30 Sep 237,9434,2163,8890
30 Jun 236,6493,5153,4910
31 Mar 231,7611233,2400
31 Dec 226,205-6482,9580
30 Sep 225,574-9122,8780
30 Jun 22980-2,0422,6110
31 Mar 227,5116952,3790
31 Dec 2110,2869015,7410
30 Sep 219,1291545,5670
30 Jun 2110,8971,4011,7690
31 Mar 216,8821,4501,7150
31 Dec 2010,8421,7891,7800
30 Sep 2011,3223,3811,7610
30 Jun 2011,2963,1701,7250
31 Mar 2011,0363,5156,5540
31 Dec 199,2803,4221,6310
30 Sep 198,5113,0561,5450
30 Jun 197,4403,3251,4440
31 Mar 196,8753,1181,3470
31 Dec 186,3173,2001,1640
30 Sep 185,5442,9131,0560
30 Jun 184,5472,3969310
31 Mar 183,5511,8798060
31 Mar 171,6035296460
31 Mar 162,0822,4326480
31 Mar 151,8941,0457910
31 Mar 141,7236437430

Quality Earnings: 542759 has high quality earnings.

Growing Profit Margin: 542759's current net profit margins (8.7%) are lower than last year (53.1%).

Free Cash Flow vs Earnings Analysis

Past Earnings Growth Analysis

Earnings Trend: 542759's earnings have grown by 1.7% per year over the past 5 years.

Accelerating Growth: 542759's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.

Earnings vs Industry: 542759 had negative earnings growth (-77.4%) over the past year, making it difficult to compare to the Consumer Finance industry average (26.1%).

Return on Equity

High ROE: 542759's Return on Equity (2.7%) is considered low.

Return on Assets

Return on Capital Employed

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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2024/12/21 21:54
End of Day Share Price 2024/12/20 00:00
Earnings2024/09/30
Annual Earnings2024/03/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Spandana Sphoorty Financial Limited is covered by 14 analysts. 6 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
null nullAnand Rathi Shares and Stock Brokers Limited
Yuvraj ChoudharyAnand Rathi Shares and Stock Brokers Limited
Praveen AgarwalAxis Capital Limited