BSE:540776

Stock Analysis Report

NOT FOR DISTRIBUTION
Header cover image

Executive Summary

5paisa Capital Limited provides an online technology platform for trading in National Stock Exchange of India Limited and BSE Limited. More Details


Snowflake Analysis

Acceptable track record with mediocre balance sheet.


Similar Companies

Share Price & News

How has 5paisa Capital's share price performed over time and what events caused price changes?


Latest Share Price and Events

Stable Share Price: 540776's share price has been volatile over the past 3 months.


Market Performance


7 Day Return

-6.4%

540776

-1.1%

IN Capital Markets

-1.3%

IN Market


1 Year Return

99.9%

540776

-6.5%

IN Capital Markets

-2.5%

IN Market

Return vs Industry: 540776 exceeded the Indian Capital Markets industry which returned -4.7% over the past year.

Return vs Market: 540776 exceeded the Indian Market which returned -1.4% over the past year.


Shareholder returns

540776IndustryMarket
7 Day-6.4%-1.1%-1.3%
30 Day-3.8%-1.5%1.6%
90 Day-1.2%1.1%6.0%
1 Year99.9%99.9%-5.2%-6.5%-0.7%-2.5%
3 Yearn/a-40.1%-42.3%-4.5%-9.2%
5 Yearn/a42.0%31.3%39.6%29.1%

Price Volatility Vs. Market

How volatile is 5paisa Capital's share price compared to the market and industry in the last 5 years?


Simply Wall St News

No news available

Valuation

Is 5paisa Capital undervalued compared to its fair value and its price relative to the market?

444.24x

Price to Earnings (PE) ratio


Share Price vs. Fair Value

Below Fair Value: Insufficient data to calculate 540776's fair value to establish if it is undervalued.

Significantly Below Fair Value: Insufficient data to calculate 540776's fair value to establish if it is undervalued.


Price To Earnings Ratio

PE vs Industry: 540776 is poor value based on its PE Ratio (444.2x) compared to the IN Capital Markets industry average (15.2x).

PE vs Market: 540776 is poor value based on its PE Ratio (444.2x) compared to the Indian market (16.1x).


Price to Earnings Growth Ratio

PEG Ratio: Insufficient data to calculate 540776's PEG Ratio to determine if it is good value.


Price to Book Ratio

PB vs Industry: 540776 is overvalued based on its PB Ratio (6x) compared to the IN Capital Markets industry average (0.5x).


Next Steps

Future Growth

How is 5paisa Capital forecast to perform in the next 1 to 3 years based on estimates from 0 analysts?

18.7%

Forecasted Diversified Financials industry annual growth in earnings


In this section we usually present revenue and earnings growth projections based on the consensus estimates of professional analysts to help investors understand the company’s ability to generate profit. But as 5paisa Capital has not provided enough past data and has no analyst forecast, its future earnings cannot be reliably calculated by extrapolating past data or using analyst predictions.

This is quite a rare situation as 97% of companies covered by SimplyWall St do have past financial data.


Next Steps

Past Performance

How has 5paisa Capital performed over the past 5 years?

20.6%

Historical annual earnings growth


Earnings and Revenue History

Quality Earnings: 540776 has high quality earnings.

Growing Profit Margin: 540776 became profitable in the past.


Past Earnings Growth Analysis

Earnings Trend: 540776 has become profitable over the past 5 years, growing earnings by 20.6% per year.

Accelerating Growth: 540776 has become profitable in the last year, making the earnings growth rate difficult to compare to its 5-year average.

Earnings vs Industry: 540776 has become profitable in the last year, making it difficult to compare its past year earnings growth to the Capital Markets industry (-6.2%).


Return on Equity

High ROE: 540776's Return on Equity (1.2%) is considered low.


Next Steps

Financial Health

How is 5paisa Capital's financial position?


Financial Position Analysis

Short Term Liabilities: 540776's short term assets (₹6.4B) exceed its short term liabilities (₹2.4B).

Long Term Liabilities: 540776's short term assets (₹6.4B) exceed its long term liabilities (₹3.8B).


Debt to Equity History and Analysis

Debt Level: 540776's debt to equity ratio (142.7%) is considered high.

Reducing Debt: 540776's debt to equity ratio has increased from 57.2% to 142.7% over the past 5 years.

Debt Coverage: 540776's debt is well covered by operating cash flow (73.5%).

Interest Coverage: Insufficient data to determine if 540776's interest payments on its debt are well covered by EBIT.


Balance Sheet


Next Steps

Dividend

What is 5paisa Capital current dividend yield, its reliability and sustainability?


Dividend Yield vs Market

Notable Dividend: Unable to evaluate 540776's dividend yield against the bottom 25% of dividend payers, as the company has not reported any recent payouts.

High Dividend: Unable to evaluate 540776's dividend yield against the top 25% of dividend payers, as the company has not reported any recent payouts.


Stability and Growth of Payments

Stable Dividend: Insufficient data to determine if 540776's dividends per share have been stable in the past.

Growing Dividend: Insufficient data to determine if 540776's dividend payments have been increasing.


Current Payout to Shareholders

Dividend Coverage: Insufficient data to calculate payout ratio to determine if its dividend payments are covered by earnings.


Future Payout to Shareholders

Future Dividend Coverage: No need to calculate the sustainability of 540776's dividend in 3 years as they are not forecast to pay a notable one for the Indian market.


Next Steps

Management

How experienced are the management team and are they aligned to shareholders interests?

4.8yrs

Average management tenure


CEO

Prakarsh Gagdani (39 yo)

2.75yrs

Tenure

₹10,376,546

Compensation

Mr. Prakarsh Sharad Gagdani has been Whole Time Director of 5paisa Capital Limited since December 22, 2015 and its Chief Executive Officer since January 2018. Mr. Gagdani has about fifteen years of crossfu ...


CEO Compensation Analysis

Compensation vs Market: Prakarsh's total compensation ($USD139.85K) is above average for companies of similar size in the Indian market ($USD54.58K).

Compensation vs Earnings: Prakarsh's compensation has been consistent with company performance over the past year.


Leadership Team

NamePositionTenureCompensationOwnership
Prakarsh Gagdani
CEO & Whole - Time Director2.75yrs₹10.38m0.12%
₹ 10.1m
Gourav Munjal
CFO & Additional Whole Time Director0.75yr₹3.36mno data
Namita Godbole
Company Secretary & Compliance Officerno data₹3.92mno data
Santosh Jayaram
Head of Sales & Whole Time Director2.75yrs₹3.23mno data
Beejish Pillai
Operation & Risk Head5yrsno datano data
Sunder Ram
Head of Product4.83yrsno datano data

4.8yrs

Average Tenure

37yo

Average Age

Experienced Management: 540776's management team is considered experienced (4.8 years average tenure).


Board Members

NamePositionTenureCompensationOwnership
Prakarsh Gagdani
CEO & Whole - Time Director2.75yrs₹10.38m0.12%
₹ 10.1m
Gourav Munjal
CFO & Additional Whole Time Director0.75yr₹3.36mno data
Santosh Jayaram
Head of Sales & Whole Time Director2.75yrs₹3.23mno data
Archana Hingorani
Independent Chairmanno data₹390.00kno data
Milin Mehta
Additional Non-Executive Independent Director0.50yrno datano data
Nirali Sanghi
Independent Director2.75yrs₹360.00kno data
Ravindra Garikipati
Additional Non-Executive Independent Director0.083yrno datano data

1.8yrs

Average Tenure

47yo

Average Age

Experienced Board: 540776's board of directors are not considered experienced ( 1.8 years average tenure), which suggests a new board.


Ownership

Who are the major shareholders and have insiders been buying or selling?


Insider Trading Volume

Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.


Recent Insider Transactions

Ownership Breakdown

Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.


Top Shareholders

Company Information

5paisa Capital Limited's company bio, employee growth, exchange listings and data sources


Key Information

  • Name: 5paisa Capital Limited
  • Ticker: 540776
  • Exchange: BSE
  • Founded: 2007
  • Industry: Investment Banking and Brokerage
  • Sector: Diversified Financials
  • Market Cap: ₹8.451b
  • Shares outstanding: 25.48m
  • Website: https://www.5paisa.com

Number of Employees


Location

  • 5paisa Capital Limited
  • IIFL House, Sun Infotech Park
  • Road No. 16V
  • Thane
  • Maharashtra
  • 400604
  • India

Listings

TickerExchangePrimary SecuritySecurity TypeCountryCurrencyListed on
540776BSE (Mumbai Stock Exchange)YesEquity SharesININRNov 2017
5PAISANSEI (National Stock Exchange of India)YesEquity SharesININRNov 2017

Biography

5paisa Capital Limited provides an online technology platform for trading in National Stock Exchange of India Limited and BSE Limited. The company offers financial services, including depository services; ...


Company Analysis and Financial Data Status

All financial data provided by Standard & Poor's Capital IQ.
DataLast Updated (UTC time)
Company Analysis2020/10/29 12:42
End of Day Share Price2020/10/29 00:00
Earnings2020/09/30
Annual Earnings2020/03/31


Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.