Regency Fincorp Past Earnings Performance
Past criteria checks 5/6
Regency Fincorp has been growing earnings at an average annual rate of 44.9%, while the Consumer Finance industry saw earnings growing at 25.5% annually. Revenues have been growing at an average rate of 32.3% per year. Regency Fincorp's return on equity is 4%, and it has net margins of 31.5%.
Key information
44.9%
Earnings growth rate
10.4%
EPS growth rate
| Consumer Finance Industry Growth | 18.3% |
| Revenue growth rate | 32.3% |
| Return on equity | 4.0% |
| Net Margin | 31.5% |
| Last Earnings Update | 30 Sep 2024 |
Recent past performance updates
Recent updates
Revenue & Expenses Breakdown
How Regency Fincorp makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 30 Sep 24 | 84 | 26 | 21 | 0 |
| 30 Jun 24 | 75 | 22 | 19 | 0 |
| 31 Mar 24 | 68 | 20 | 17 | 0 |
| 31 Dec 23 | 58 | 13 | 15 | 0 |
| 30 Sep 23 | 52 | 12 | 15 | 0 |
| 30 Jun 23 | 46 | 11 | 14 | 0 |
| 31 Mar 23 | 41 | 9 | 16 | 0 |
| 31 Dec 22 | 35 | 10 | 13 | 0 |
| 30 Sep 22 | 33 | 8 | 13 | 0 |
| 30 Jun 22 | 30 | 7 | 12 | 0 |
| 31 Mar 22 | 28 | 6 | 12 | 0 |
| 31 Dec 21 | 36 | 4 | 13 | 0 |
| 30 Sep 21 | 34 | 3 | 12 | 0 |
| 30 Jun 21 | 33 | 4 | 9 | 0 |
| 31 Mar 21 | 31 | 4 | 9 | 0 |
| 31 Dec 20 | 24 | 3 | 9 | 0 |
| 30 Sep 20 | 19 | 3 | 8 | 0 |
| 30 Jun 20 | 16 | 3 | 5 | 0 |
| 31 Mar 20 | 17 | 4 | 6 | 0 |
| 31 Dec 19 | 13 | 4 | 3 | 0 |
| 30 Sep 19 | 13 | 3 | 2 | 0 |
| 30 Jun 19 | 13 | 3 | 3 | 0 |
| 31 Mar 19 | 13 | 4 | 2 | 0 |
| 31 Dec 18 | 12 | 5 | 2 | 0 |
| 30 Sep 18 | 9 | 4 | 1 | 0 |
| 30 Jun 18 | 7 | 3 | 1 | 0 |
| 31 Mar 18 | 5 | 2 | 1 | 0 |
| 31 Dec 17 | 8 | 7 | 0 | 0 |
| 30 Sep 17 | 6 | 4 | 0 | 0 |
| 30 Jun 17 | 6 | 3 | 0 | 0 |
| 31 Mar 17 | 4 | 2 | 0 | 0 |
| 31 Dec 16 | 5 | 1 | 0 | 0 |
| 30 Sep 16 | 6 | 4 | 0 | 0 |
| 30 Jun 16 | 5 | 4 | 0 | 0 |
| 31 Mar 16 | 5 | 4 | 0 | 0 |
| 31 Dec 15 | 1 | 0 | 0 | 0 |
| 30 Jun 15 | 1 | 0 | 0 | 0 |
| 31 Mar 15 | 1 | 0 | 0 | 0 |
| 31 Mar 14 | 0 | 0 | 0 | 0 |
Quality Earnings: 540175 has high quality earnings.
Growing Profit Margin: 540175's current net profit margins (31.5%) are higher than last year (22.7%).
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: 540175's earnings have grown significantly by 44.9% per year over the past 5 years.
Accelerating Growth: 540175's earnings growth over the past year (122%) exceeds its 5-year average (44.9% per year).
Earnings vs Industry: 540175 earnings growth over the past year (122%) exceeded the Consumer Finance industry 29%.
Return on Equity
High ROE: 540175's Return on Equity (4%) is considered low.