Muthoot Finance Limited

BSE:533398 Stock Report

Market Cap: ₹781.0b

Muthoot Finance Valuation

Is 533398 undervalued compared to its fair value, analyst forecasts and its price relative to the market?

Valuation Score

3/6

Valuation Score 3/6

  • Below Fair Value

  • Significantly Below Fair Value

  • Price-To-Earnings vs Peers

  • Price-To-Earnings vs Industry

  • Price-To-Earnings vs Fair Ratio

  • Analyst Forecast

Share Price vs Fair Value

What is the Fair Price of 533398 when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.

Below Fair Value: 533398 (₹1945.05) is trading above our estimate of fair value (₹1106.73)

Significantly Below Fair Value: 533398 is trading above our estimate of fair value.

Key Valuation Metric

Which metric is best to use when looking at relative valuation for 533398?

Other financial metrics that can be useful for relative valuation.

533398 key valuation metrics and ratios. From Price to Earnings, Price to Sales and Price to Book to Price to Earnings Growth Ratio, Enterprise Value and EBITDA.
Key Statistics
Enterprise Value/Revenuen/a
Enterprise Value/EBITDAn/a
PEG Ratio1.3x

Price to Earnings Ratio vs Peers

How does 533398's PE Ratio compare to its peers?

The above table shows the PE ratio for 533398 vs its peers. Here we also display the market cap and forecasted growth for additional consideration.
CompanyForward PEEstimated GrowthMarket Cap
Peer Average29.3x
SBICARD SBI Cards and Payment Services
29x17.6%₹698.0b
SUNDARMFIN Sundaram Finance
37.5x13.7%₹560.6b
511243 Cholamandalam Investment and Finance
34.5x20.6%₹1.3t
511218 Shriram Finance
16.4x13.7%₹1.3t
533398 Muthoot Finance
17.5x13.8%₹781.0b

Price-To-Earnings vs Peers: 533398 is good value based on its Price-To-Earnings Ratio (17.5x) compared to the peer average (29.3x).

Price to Earnings Ratio vs Industry

How does 533398's PE Ratio compare vs other companies in the IN Consumer Finance Industry?

0 CompaniesPrice / EarningsEstimated GrowthMarket Cap
Industry Avg.n/a17.1%
 n/an/an/a
No. of CompaniesPE048121620

Fetching data

0 CompaniesPrice / EarningsEstimated GrowthMarket Cap
Industry Avg.n/a17.1%
 n/an/an/a
No more companies

Price-To-Earnings vs Industry: 533398 is good value based on its Price-To-Earnings Ratio (17.5x) compared to the Indian Consumer Finance industry average (21.8x).

Price to Earnings Ratio vs Fair Ratio

What is 533398's PE Ratio compared to its Fair PE Ratio? This is the expected PE Ratio taking into account the company's forecast earnings growth, profit margins and other risk factors.

533398 PE Ratio vs Fair Ratio.
Fair Ratio
Current PE Ratio17.5x
Fair PE Ratio24.3x

Price-To-Earnings vs Fair Ratio: 533398 is good value based on its Price-To-Earnings Ratio (17.5x) compared to the estimated Fair Price-To-Earnings Ratio (24.3x).

Analyst Price Targets

What is the analyst 12-month forecast and do we have any statistical confidence in the consensus price target?

The above table shows the analyst 533398 forecast and predictions for the stock price in 12 month’s time.
DateShare PriceAverage 1Y Price TargetDispersionHighLow1Y Actual priceAnalysts
Current₹1,945.05
₹2,039.95
+4.9%
11.6%₹2,450.00₹1,430.00n/a21
Oct ’25₹1,955.60
₹2,024.05
+3.5%
12.1%₹2,450.00₹1,415.00n/a20
Sep ’25₹1,965.70
₹1,963.75
-0.1%
13.1%₹2,450.00₹1,330.00n/a20
Aug ’25₹1,866.95
₹1,869.20
+0.1%
14.1%₹2,450.00₹1,285.00n/a20
Jul ’25₹1,786.50
₹1,818.68
+1.8%
14.5%₹2,450.00₹1,285.00n/a19
Jun ’25₹1,682.50
₹1,790.56
+6.4%
15.7%₹2,450.00₹1,175.00n/a18
May ’25₹1,718.40
₹1,555.72
-9.5%
13.7%₹1,816.00₹1,045.00n/a18
Apr ’25₹1,564.25
₹1,540.44
-1.5%
13.0%₹1,750.00₹1,045.00n/a18
Mar ’25₹1,319.85
₹1,515.72
+14.8%
14.0%₹1,750.00₹1,045.00n/a18
Feb ’25₹1,359.15
₹1,461.22
+7.5%
13.8%₹1,750.00₹1,054.00n/a18
Jan ’25₹1,467.90
₹1,437.33
-2.1%
13.4%₹1,750.00₹1,054.00n/a18
Dec ’24₹1,449.70
₹1,383.72
-4.6%
14.1%₹1,750.00₹1,050.00n/a18
Nov ’24₹1,301.15
₹1,361.71
+4.7%
11.8%₹1,582.00₹1,040.00n/a17
Oct ’24₹1,252.35
₹1,368.35
+9.3%
12.3%₹1,650.00₹1,040.00₹1,955.6017
Sep ’24₹1,261.15
₹1,355.84
+7.5%
12.1%₹1,650.00₹1,040.00₹1,965.7019
Aug ’24₹1,346.40
₹1,279.00
-5.0%
11.5%₹1,530.00₹1,027.00₹1,866.9519
Jul ’24₹1,239.20
₹1,216.44
-1.8%
10.0%₹1,500.00₹1,027.00₹1,786.5018
Jun ’24₹1,125.30
₹1,207.61
+7.3%
11.6%₹1,500.00₹868.00₹1,682.5018
May ’24₹1,020.00
₹1,171.22
+14.8%
12.6%₹1,500.00₹786.00₹1,718.4018
Apr ’24₹979.40
₹1,174.28
+19.9%
12.5%₹1,500.00₹786.00₹1,564.2518
Mar ’24₹960.45
₹1,174.28
+22.3%
12.5%₹1,500.00₹786.00₹1,319.8518
Feb ’24₹1,012.65
₹1,227.24
+21.2%
13.3%₹1,500.00₹897.00₹1,359.1517
Jan ’24₹1,063.45
₹1,217.11
+14.4%
13.4%₹1,500.00₹897.00₹1,467.9018
Dec ’23₹1,110.60
₹1,221.06
+9.9%
13.7%₹1,500.00₹897.00₹1,449.7017
Nov ’23₹1,066.90
₹1,263.14
+18.4%
13.7%₹1,487.00₹885.00₹1,301.1514
Oct ’23₹1,040.20
₹1,282.93
+23.3%
13.3%₹1,487.00₹885.00₹1,252.3515

Analyst Forecast: Target price is less than 20% higher than the current share price.

Discover undervalued companies

7D

1Y

7D

1Y

7D

1Y