BSE:531505

Stock Analysis Report

NOT FOR DISTRIBUTION
Header cover image

Executive Summary

Indergiri Finance Limited, a non-banking finance company, provides financial services in India. More Details


Snowflake Analysis

Flawless balance sheet with questionable track record.

Share Price & News

How has Indergiri Finance's share price performed over time and what events caused price changes?


Latest Share Price and Events

Stable Share Price: 531505 has not had significant price volatility in the past 3 months.


Market Performance


7 Day Return

0%

531505

-1.1%

IN Diversified Financial

-0.6%

IN Market


1 Year Return

n/a

531505

-23.9%

IN Diversified Financial

2.2%

IN Market

Return vs Industry: Insufficient data to determine how 531505 performed against the Indian Diversified Financial industry.

Return vs Market: Insufficient data to determine how 531505 performed against the Indian Market.


Shareholder returns

531505IndustryMarket
7 Day0%-1.1%-0.6%
30 Day0%-8.3%0.2%
90 Dayn/a-3.0%6.7%
1 Yearn/a-21.2%-23.9%3.9%2.2%
3 Yearn/a-45.9%-49.7%2.6%-2.4%
5 Year-16.7%-16.7%0.6%-16.3%41.3%30.8%

Price Volatility Vs. Market

How volatile is Indergiri Finance's share price compared to the market and industry in the last 5 years?


Simply Wall St News

No news available

Valuation

Is Indergiri Finance undervalued compared to its fair value and its price relative to the market?

131.45x

Price to Earnings (PE) ratio


Share Price vs. Fair Value

Below Fair Value: Insufficient data to calculate 531505's fair value to establish if it is undervalued.

Significantly Below Fair Value: Insufficient data to calculate 531505's fair value to establish if it is undervalued.


Price To Earnings Ratio

PE vs Industry: 531505 is poor value based on its PE Ratio (131.5x) compared to the IN Diversified Financial industry average (10.3x).

PE vs Market: 531505 is poor value based on its PE Ratio (131.5x) compared to the Indian market (16.3x).


Price to Earnings Growth Ratio

PEG Ratio: Insufficient data to calculate 531505's PEG Ratio to determine if it is good value.


Price to Book Ratio

PB vs Industry: 531505 is good value based on its PB Ratio (0.3x) compared to the IN Diversified Financial industry average (0.5x).


Next Steps

Future Growth

How is Indergiri Finance forecast to perform in the next 1 to 3 years based on estimates from 0 analysts?

22.4%

Forecasted Diversified Financials industry annual growth in earnings


In this section we usually present revenue and earnings growth projections based on the consensus estimates of professional analysts to help investors understand the company’s ability to generate profit. But as Indergiri Finance has not provided enough past data and has no analyst forecast, its future earnings cannot be reliably calculated by extrapolating past data or using analyst predictions.

This is quite a rare situation as 97% of companies covered by SimplyWall St do have past financial data.


Next Steps

Past Performance

How has Indergiri Finance performed over the past 5 years?

-5.3%

Historical annual earnings growth


Earnings and Revenue History

Quality Earnings: 531505 has high quality earnings.

Growing Profit Margin: 531505's current net profit margins (4.4%) are lower than last year (7.6%).


Past Earnings Growth Analysis

Earnings Trend: 531505 has become profitable over the past 5 years, growing earnings by -5.3% per year.

Accelerating Growth: 531505's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.

Earnings vs Industry: 531505 had negative earnings growth (-45.5%) over the past year, making it difficult to compare to the Diversified Financial industry average (-1.3%).


Return on Equity

High ROE: 531505's Return on Equity (0.4%) is considered low.


Next Steps

Financial Health

How is Indergiri Finance's financial position?


Financial Position Analysis

Short Term Liabilities: 531505's short term assets (₹51.9M) exceed its short term liabilities (₹1.4M).

Long Term Liabilities: 531505's short term assets (₹51.9M) exceed its long term liabilities (₹30.1K).


Debt to Equity History and Analysis

Debt Level: 531505 is debt free.

Reducing Debt: 531505 has not had any debt for past 5 years.

Debt Coverage: 531505 has no debt, therefore it does not need to be covered by operating cash flow.

Interest Coverage: 531505 has no debt, therefore coverage of interest payments is not a concern.


Balance Sheet


Next Steps

Dividend

What is Indergiri Finance current dividend yield, its reliability and sustainability?


Dividend Yield vs Market

Notable Dividend: Unable to evaluate 531505's dividend yield against the bottom 25% of dividend payers, as the company has not reported any recent payouts.

High Dividend: Unable to evaluate 531505's dividend yield against the top 25% of dividend payers, as the company has not reported any recent payouts.


Stability and Growth of Payments

Stable Dividend: Insufficient data to determine if 531505's dividends per share have been stable in the past.

Growing Dividend: Insufficient data to determine if 531505's dividend payments have been increasing.


Current Payout to Shareholders

Dividend Coverage: Insufficient data to calculate payout ratio to determine if its dividend payments are covered by earnings.


Future Payout to Shareholders

Future Dividend Coverage: No need to calculate the sustainability of 531505's dividend in 3 years as they are not forecast to pay a notable one for the Indian market.


Next Steps

Management

How experienced are the management team and are they aligned to shareholders interests?

11.3yrs

Average board tenure


CEO

Laxmi Sharma (61 yo)

no data

Tenure

₹360,000

Compensation

Mr. Laxmi Narayan Sharma serves as the Chief Executive Officer and Managing Director of Indergiri Finance Ltd and serves as its Chief Financial Officer since March 23, 2019. Mr. Sharma served as the Chief ...


CEO Compensation Analysis

Compensation vs Market: Laxmi's total compensation ($USD4.91K) is below average for companies of similar size in the Indian market ($USD56.07K).

Compensation vs Earnings: Laxmi's compensation has been consistent with company performance over the past year.


Board Members

NamePositionTenureCompensationOwnership
Laxmi Sharma
CEO, MDno data₹360.00k0.0099%
₹ 2.5k
Kishan Sharma
Non-Executive Director25.58yrsno data2.05%
₹ 519.3k
Beni Rauka
Independent Director25.58yrsno data7.53%
₹ 1.9m
Dinesh Babel
Additional Independent Director1.17yrs₹13.00kno data
Vinod Sharma
Independent Chairman5.33yrs₹13.00kno data
Poonam Sharma
Woman Director5.33yrsno datano data

11.3yrs

Average Tenure

60yo

Average Age

Experienced Board: 531505's board of directors are seasoned and experienced ( 11.3 years average tenure).


Ownership

Who are the major shareholders and have insiders been buying or selling?


Insider Trading Volume

Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.


Ownership Breakdown

Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.


Top Shareholders

Company Information

Indergiri Finance Limited's company bio, employee growth, exchange listings and data sources


Key Information

  • Name: Indergiri Finance Limited
  • Ticker: 531505
  • Exchange: BSE
  • Founded: 1995
  • Industry: Other Diversified Financial Services
  • Sector: Diversified Financials
  • Market Cap: ₹25.305m
  • Shares outstanding: 5.06m
  • Website: https://www.indergiri.com

Location

  • Indergiri Finance Limited
  • Office No. 327, Goyal Trade Centre
  • 3rd Floor
  • Mumbai
  • Maharashtra
  • 400066
  • India

Listings

TickerExchangePrimary SecuritySecurity TypeCountryCurrencyListed on
531505BSE (Mumbai Stock Exchange)YesEquity SharesININRFeb 2004

Biography

Indergiri Finance Limited, a non-banking finance company, provides financial services in India. The company offers lending to retail small and medium entrepreneurs, individuals, firms, and corporate bodies ...


Company Analysis and Financial Data Status

All financial data provided by Standard & Poor's Capital IQ.
DataLast Updated (UTC time)
Company Analysis2020/10/20 12:32
End of Day Share Price2020/08/28 00:00
Earnings2020/06/30
Annual Earnings2020/03/31


Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.