U. Y. Fincorp Balance Sheet Health
Financial Health criteria checks 5/6
U. Y. Fincorp has a total shareholder equity of ₹3.3B and total debt of ₹41.1M, which brings its debt-to-equity ratio to 1.3%. Its total assets and total liabilities are ₹3.4B and ₹127.6M respectively. U. Y. Fincorp's EBIT is ₹228.0M making its interest coverage ratio 32.3. It has cash and short-term investments of ₹89.4M.
Key information
1.3%
Debt to equity ratio
₹41.14m
Debt
| Interest coverage ratio | 32.3x |
| Cash | ₹89.43m |
| Equity | ₹3.27b |
| Total liabilities | ₹127.62m |
| Total assets | ₹3.39b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Short Term Liabilities: 530579's short term assets (₹3.1B) exceed its short term liabilities (₹62.8M).
Long Term Liabilities: 530579's short term assets (₹3.1B) exceed its long term liabilities (₹64.8M).
Debt to Equity History and Analysis
Debt Level: 530579 has more cash than its total debt.
Reducing Debt: 530579's debt to equity ratio has reduced from 5% to 1.3% over the past 5 years.
Debt Coverage: 530579's operating cash flow is negative, therefore debt is not well covered.
Interest Coverage: 530579's interest payments on its debt are well covered by EBIT (32.3x coverage).