Cholamandalam Investment and Finance Company Limited

BSE:511243 Stock Report

Market Cap: ₹1.2t

Cholamandalam Investment and Finance Past Earnings Performance

Past criteria checks 4/6

Cholamandalam Investment and Finance has been growing earnings at an average annual rate of 26.3%, while the Consumer Finance industry saw earnings growing at 28.2% annually. Revenues have been growing at an average rate of 19.6% per year. Cholamandalam Investment and Finance's return on equity is 19%, and it has net margins of 38.9%.

Key information

26.3%

Earnings growth rate

25.5%

EPS growth rate

Consumer Finance Industry Growth18.3%
Revenue growth rate19.6%
Return on equity19.0%
Net Margin38.9%
Last Earnings Update31 Dec 2024

Recent past performance updates

Recent updates

Revenue & Expenses Breakdown

How Cholamandalam Investment and Finance makes and spends money. Based on latest reported earnings, on an LTM basis.

Earnings and Revenue History

BSE:511243 Revenue, expenses and earnings (INR Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
31 Dec 24104,63040,68432,1780
30 Sep 2498,76638,52230,1940
30 Jun 2493,22136,57328,5040
31 Mar 2486,09034,20125,2770
31 Dec 2378,37632,10021,4860
30 Sep 2372,84030,22818,2650
30 Jun 2366,64028,12815,0110
31 Mar 2363,01426,64913,9550
31 Dec 2259,64724,96412,8880
30 Sep 2255,35023,39311,5260
30 Jun 2255,08323,87010,8710
31 Mar 2249,81921,5359,8160
31 Dec 2156,43717,1199,4430
30 Sep 2153,15715,9408,7140
30 Jun 2154,02614,1818,0650
31 Mar 2136,41415,2098,1030
31 Dec 2046,87913,1827,0740
30 Sep 2044,09012,9767,3200
30 Jun 2041,71111,6997,3410
31 Mar 2041,34310,5377,2700
31 Dec 1940,00113,0827,4910
30 Sep 1938,12412,3826,9650
30 Jun 1936,24112,3086,8700
31 Mar 1935,13911,9816,7450
31 Dec 1835,24811,3196,8160
30 Sep 1833,45410,6296,8940
30 Jun 1831,6689,9156,3620
31 Mar 1829,2749,1776,0880
31 Dec 1726,4059,0705,5290
30 Sep 1724,3508,2015,2380
30 Jun 1722,8337,5975,0310
31 Mar 1721,5977,1944,5940
31 Dec 1621,0276,8953,9650
30 Sep 1620,2676,7423,5510
30 Jun 1619,0296,2823,1410
31 Mar 1618,0455,7212,9930
31 Dec 1516,4005,1403,4560
30 Sep 1515,6874,7873,4670
30 Jun 1515,1204,5613,3260
31 Mar 1514,4324,4072,6450
31 Dec 1413,5633,9992,9980
30 Sep 1412,9393,8022,9040
30 Jun 1412,4543,7192,8110
31 Mar 1412,3673,6832,7860

Quality Earnings: 511243 has high quality earnings.

Growing Profit Margin: 511243's current net profit margins (38.9%) are lower than last year (41%).

Free Cash Flow vs Earnings Analysis

Past Earnings Growth Analysis

Earnings Trend: 511243's earnings have grown significantly by 26.3% per year over the past 5 years.

Accelerating Growth: 511243's earnings growth over the past year (26.7%) exceeds its 5-year average (26.3% per year).

Earnings vs Industry: 511243 earnings growth over the past year (26.7%) exceeded the Consumer Finance industry 22.1%.

Return on Equity

High ROE: 511243's Return on Equity (19%) is considered low.

Return on Assets

Return on Capital Employed

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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/02/15 08:19
End of Day Share Price 2025/02/14 00:00
Earnings2024/12/31
Annual Earnings2024/03/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Cholamandalam Investment and Finance Company Limited is covered by 59 analysts. 30 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Raghav GargAmbit Capital
Nitin BhasinAmbit Capital
Yuvraj ChoudharyAnand Rathi Shares and Stock Brokers Limited