Shriram Transport Finance Company Limited, a non-banking finance company, primarily provides commercial vehicle financing services in India. More Details
Mediocre balance sheet second-rate dividend payer.
Share Price & News
How has Shriram Transport Finance's share price performed over time and what events caused price changes?
Latest Share Price and Events
Stable Share Price: 511218 is not significantly more volatile than the rest of Indian stocks over the past 3 months, typically moving +/- 7% a week.
Volatility Over Time: 511218's weekly volatility (7%) has been stable over the past year.
7 Day Return
IN Consumer Finance
1 Year Return
IN Consumer Finance
Return vs Industry: 511218 underperformed the Indian Consumer Finance industry which returned 109.1% over the past year.
Return vs Market: 511218 exceeded the Indian Market which returned 67.3% over the past year.
Long-Term Price Volatility Vs. Market
How volatile is Shriram Transport Finance's share price compared to the market and industry in the last 5 years?
Simply Wall St News
Is Shriram Transport Finance undervalued compared to its fair value and its price relative to the market?
Price to Earnings (PE) ratio
Share Price vs. Fair Value
Below Fair Value: 511218 (₹1297.2) is trading above our estimate of fair value (₹565.9)
Significantly Below Fair Value: 511218 is trading above our estimate of fair value.
Price To Earnings Ratio
PE vs Industry: 511218 is good value based on its PE Ratio (12.8x) compared to the IN Consumer Finance industry average (16.4x).
PE vs Market: 511218 is good value based on its PE Ratio (12.8x) compared to the Indian market (19.5x).
Price to Earnings Growth Ratio
PEG Ratio: Insufficient data to calculate 511218's PEG Ratio to determine if it is good value.
Price to Book Ratio
PB vs Industry: 511218 is overvalued based on its PB Ratio (1.5x) compared to the IN Consumer Finance industry average (0.6x).
How is Shriram Transport Finance forecast to perform in the next 1 to 3 years based on estimates from 1 analyst?
Forecasted Diversified Financials industry annual growth in earnings
Earnings and Revenue Growth Forecasts
Analyst Future Growth Forecasts
Earnings vs Savings Rate: Insufficient data to determine if 511218's forecast earnings growth is above the savings rate (6.8%).
Earnings vs Market: Insufficient data to determine if 511218's earnings are forecast to grow faster than the Indian market
High Growth Earnings: Insufficient data to determine if earnings are expected to grow significantly over the next 3 years.
Revenue vs Market: Insufficient data to determine if 511218's revenue is forecast to grow faster than the Indian market.
High Growth Revenue: Insufficient data to determine if 511218's revenue is forecast to grow faster than 20% per year.
Earnings per Share Growth Forecasts
Future Return on Equity
Future ROE: Insufficient data to determine if 511218's Return on Equity is forecast to be high in 3 years time
How has Shriram Transport Finance performed over the past 5 years?
Historical annual earnings growth
Earnings and Revenue History
Quality Earnings: 511218 has high quality earnings.
Growing Profit Margin: 511218's current net profit margins (30.2%) are lower than last year (30.5%).
Past Earnings Growth Analysis
Earnings Trend: 511218's earnings have grown by 9.7% per year over the past 5 years.
Accelerating Growth: 511218's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.
Earnings vs Industry: 511218 had negative earnings growth (-0.5%) over the past year, making it difficult to compare to the Consumer Finance industry average (4%).
Return on Equity
High ROE: 511218's Return on Equity (11.5%) is considered low.
How is Shriram Transport Finance's financial position?
Financial Position Analysis
Short Term Liabilities: 511218's short term assets (₹1,251.9B) exceed its short term liabilities (₹165.9B).
Long Term Liabilities: 511218's short term assets (₹1,251.9B) exceed its long term liabilities (₹915.2B).
Debt to Equity History and Analysis
Debt Level: 511218's debt to equity ratio (413.9%) is considered high.
Reducing Debt: 511218's debt to equity ratio has reduced from 497.2% to 413.9% over the past 5 years.
Debt Coverage: 511218's operating cash flow is negative, therefore debt is not well covered.
Interest Coverage: Insufficient data to determine if 511218's interest payments on its debt are well covered by EBIT.
What is Shriram Transport Finance current dividend yield, its reliability and sustainability?
Current Dividend Yield
Upcoming Dividend Payment
Dividend Yield vs Market
Notable Dividend: 511218's dividend (1.39%) is higher than the bottom 25% of dividend payers in the Indian market (0.42%).
High Dividend: 511218's dividend (1.39%) is low compared to the top 25% of dividend payers in the Indian market (1.75%).
Stability and Growth of Payments
Stable Dividend: 511218's dividend payments have been volatile in the past 10 years.
Growing Dividend: 511218's dividend payments have increased over the past 10 years.
Current Payout to Shareholders
Dividend Coverage: With its low payout ratio (17.7%), 511218's dividend payments are well covered by earnings.
Future Payout to Shareholders
Future Dividend Coverage: Insufficient data to determine if a dividend will be paid in 3 years and that it will be covered by earnings.
How experienced are the management team and are they aligned to shareholders interests?
Average management tenure
Umesh Revankar (56 yo)
Mr. Umesh Govind Revankar has been Chief Executive Officer and Managing Director of Shriram Transport Finance Company Limited since October 25, 2016. Mr. Revankar served as Managing Director and Chief Exec...
CEO Compensation Analysis
Compensation vs Market: Umesh's total compensation ($USD149.21K) is below average for companies of similar size in the Indian market ($USD681.86K).
Compensation vs Earnings: Umesh's compensation has increased by more than 20% whilst company earnings have fallen more than 20% in the past year.
Experienced Management: 511218's management team is seasoned and experienced (9.9 years average tenure).
Experienced Board: 511218's board of directors are considered experienced (5.9 years average tenure).
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: 511218 insiders have only sold shares in the past 3 months.
Recent Insider Transactions
Dilution of Shares: Shareholders have been diluted in the past year, with total shares outstanding growing by 11.5%.
Shriram Transport Finance Company Limited's company bio, employee growth, exchange listings and data sources
- Name: Shriram Transport Finance Company Limited
- Ticker: 511218
- Exchange: BSE
- Founded: 1979
- Industry: Consumer Finance
- Sector: Diversified Financials
- Market Cap: ₹331.865b
- Shares outstanding: 253.06m
- Website: https://www.stfc.in
Number of Employees
- Shriram Transport Finance Company Limited
- Wockhardt Towers
- Level-3, West Wing, C-2
Shriram Transport Finance Company Limited, a non-banking finance company, primarily provides commercial vehicle financing services in India. The company offers commercial vehicle loans for commercial goods...
Company Analysis and Financial Data Status
|Data||Last Updated (UTC time)|
|Company Analysis||2021/05/07 12:20|
|End of Day Share Price||2021/05/07 00:00|
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.