Mangal Credit and Fincorp Limited

BSE:505850 Stock Report

Market Cap: ₹3.3b

Mangal Credit and Fincorp Past Earnings Performance

Past criteria checks 3/6

Mangal Credit and Fincorp has been growing earnings at an average annual rate of 1.8%, while the Consumer Finance industry saw earnings growing at 26.3% annually. Revenues have been declining at an average rate of 7.9% per year. Mangal Credit and Fincorp's return on equity is 9.3%, and it has net margins of 29.8%.

Key information

1.8%

Earnings growth rate

1.4%

EPS growth rate

Consumer Finance Industry Growth18.3%
Revenue growth rate-7.9%
Return on equity9.3%
Net Margin29.8%
Last Earnings Update30 Sep 2024

Recent past performance updates

Recent updates

Revenue & Expenses Breakdown

How Mangal Credit and Fincorp makes and spends money. Based on latest reported earnings, on an LTM basis.

Earnings and Revenue History

BSE:505850 Revenue, expenses and earnings (INR Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
30 Sep 24416124630
30 Jun 24375118560
31 Mar 24332105520
31 Dec 23304101470
30 Sep 2327294420
30 Jun 2324488370
31 Mar 2320979320
31 Dec 2218774280
30 Sep 2216268250
30 Jun 2214361220
31 Mar 2213761220
31 Dec 2113259210
30 Sep 2112556200
30 Jun 2112057180
31 Mar 2111357140
31 Dec 2099107130
30 Sep 20-92127-170
30 Jun 20-19110-30
31 Mar 2089108100
31 Dec 191,08081950
30 Sep 19965106950
30 Jun 1992760990
31 Mar 191,050721040
31 Mar 181,16184990
31 Mar 1783440910
31 Mar 161,486141350
31 Mar 152,39920940
31 Mar 142,15729730

Quality Earnings: 505850 has a high level of non-cash earnings.

Growing Profit Margin: 505850's current net profit margins (29.8%) are lower than last year (34.5%).

Free Cash Flow vs Earnings Analysis

Past Earnings Growth Analysis

Earnings Trend: 505850's earnings have grown by 1.8% per year over the past 5 years.

Accelerating Growth: 505850's earnings growth over the past year (32.2%) exceeds its 5-year average (1.8% per year).

Earnings vs Industry: 505850 earnings growth over the past year (32.2%) exceeded the Consumer Finance industry 26.8%.

Return on Equity

High ROE: 505850's Return on Equity (9.3%) is considered low.

Return on Assets

Return on Capital Employed

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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/02/02 09:03
End of Day Share Price 2025/01/31 00:00
Earnings2024/09/30
Annual Earnings2024/03/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Mangal Credit and Fincorp Limited is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution