Stock Analysis Report

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Executive Summary

CL Educate Limited operates as a technology-enabled provider of education products, services, content, and infrastructure in India and internationally. More Details

Snowflake Analysis

Excellent balance sheet and fair value.

Similar Companies

Share Price & News

How has CL Educate's share price performed over time and what events caused price changes?

Latest Share Price and Events

Stable Share Price: 540403's share price has been volatile over the past 3 months.

Market Performance

7 Day Return




IN Consumer Services


IN Market

1 Year Return




IN Consumer Services


IN Market

Return vs Industry: 540403 exceeded the Indian Consumer Services industry which returned -24.3% over the past year.

Return vs Market: 540403 underperformed the Indian Market which returned 2.2% over the past year.

Shareholder returns

7 Day5.7%0.3%1.4%
30 Day0.9%-0.7%5.6%
90 Day84.6%3.9%8.5%
1 Year-7.3%-8.4%-23.2%-24.3%4.0%2.2%
3 Year-78.3%-78.7%-61.9%-62.8%-0.5%-5.3%
5 Yearn/a-67.0%-67.4%41.6%31.1%

Price Volatility Vs. Market

How volatile is CL Educate's share price compared to the market and industry in the last 5 years?

Simply Wall St News

2 years ago | Simply Wall St

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2 years ago | Simply Wall St

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Is CL Educate undervalued compared to its fair value and its price relative to the market?


Undervalued compared to fair value

Share Price vs. Fair Value

Below Fair Value: 540403 (₹70.5) is trading below our estimate of fair value (₹139.02)

Significantly Below Fair Value: 540403 is trading below fair value by more than 20%.

Price To Earnings Ratio

PE vs Industry: 540403 is unprofitable, so we can't compare its PE Ratio to the IN Consumer Services industry average.

PE vs Market: 540403 is unprofitable, so we can't compare its PE Ratio to the Indian market.

Price to Earnings Growth Ratio

PEG Ratio: Insufficient data to calculate 540403's PEG Ratio to determine if it is good value.

Price to Book Ratio

PB vs Industry: 540403 is good value based on its PB Ratio (0.4x) compared to the IN Consumer Services industry average (0.9x).

Next Steps

Future Growth

How is CL Educate forecast to perform in the next 1 to 3 years based on estimates from 0 analysts?


Forecasted Consumer Services industry annual growth in earnings

In this section we usually present revenue and earnings growth projections based on the consensus estimates of professional analysts to help investors understand the company’s ability to generate profit. But as CL Educate has not provided enough past data and has no analyst forecast, its future earnings cannot be reliably calculated by extrapolating past data or using analyst predictions.

This is quite a rare situation as 97% of companies covered by SimplyWall St do have past financial data.

Next Steps

Past Performance

How has CL Educate performed over the past 5 years?


Historical annual earnings growth

Earnings and Revenue History

Quality Earnings: 540403 is currently unprofitable.

Growing Profit Margin: 540403 is currently unprofitable.

Past Earnings Growth Analysis

Earnings Trend: 540403 is unprofitable, and losses have increased over the past 5 years at a rate of 54.8% per year.

Accelerating Growth: Unable to compare 540403's earnings growth over the past year to its 5-year average as it is currently unprofitable

Earnings vs Industry: 540403 is unprofitable, making it difficult to compare its past year earnings growth to the Consumer Services industry (-3.3%).

Return on Equity

High ROE: 540403 has a negative Return on Equity (-20.44%), as it is currently unprofitable.

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Financial Health

How is CL Educate's financial position?

Financial Position Analysis

Short Term Liabilities: 540403's short term assets (₹2.4B) exceed its short term liabilities (₹1.2B).

Long Term Liabilities: 540403's short term assets (₹2.4B) exceed its long term liabilities (₹144.4M).

Debt to Equity History and Analysis

Debt Level: 540403's debt to equity ratio (15.1%) is considered satisfactory.

Reducing Debt: 540403's debt to equity ratio has reduced from 29.4% to 15.1% over the past 5 years.

Debt Coverage: 540403's debt is well covered by operating cash flow (66.9%).

Interest Coverage: Insufficient data to determine if 540403's interest payments on its debt are well covered by EBIT.

Balance Sheet

Next Steps


What is CL Educate current dividend yield, its reliability and sustainability?


Current Dividend Yield

Dividend Yield vs Market

Notable Dividend: 540403's dividend (1.42%) is higher than the bottom 25% of dividend payers in the Indian market (0.55%).

High Dividend: 540403's dividend (1.42%) is low compared to the top 25% of dividend payers in the Indian market (2.28%).

Stability and Growth of Payments

Stable Dividend: Whilst dividend payments have been stable, 540403 has been paying a dividend for less than 10 years.

Growing Dividend: 540403 has only been paying a dividend for 2 years, and since then payments have not increased.

Current Payout to Shareholders

Dividend Coverage: 540403 is paying a dividend but the company is unprofitable.

Future Payout to Shareholders

Future Dividend Coverage: Insufficient data to determine if a dividend will be paid in 3 years and that it will be covered by earnings.

Next Steps


How experienced are the management team and are they aligned to shareholders interests?


Average board tenure


Gautam Puri (55 yo)

no data




Mr. Gautam Puri serves as Managing Director and Vice Chairman of CL Educate Limited and Career Launcher USA, Inc. Mr. Puri serves as Managing Director of Powermath. He joined CL Educate Limited in April 25 ...

CEO Compensation Analysis

Compensation vs Market: Gautam's total compensation ($USD115.66K) is above average for companies of similar size in the Indian market ($USD54.90K).

Compensation vs Earnings: Gautam's compensation has been consistent with company performance over the past year.

Board Members

Satya Ramakrishnan
Founder & Chairmanno data₹8.54m17.06%
₹ 164.7m
Gautam Puri
Vice Chairman & MDno data₹8.54m16.87%
₹ 162.8m
Nikhil Mahajan
Group CEO of Enterprise Business & Executive Director19.75yrs₹8.32m0.23%
₹ 2.2m
Madhumita Ganguli
Non-Executive Independent Director3.25yrs₹180.00kno data
Sanjay Tapriya
Non-Executive Independent Director1yr₹20.00kno data
Imran Jafar
Non-Executive & Non-independent Director1.92yrs₹60.00kno data
Girish Shivani
Non-Executive Independent Director2.08yrs₹310.00kno data
Viraj Tyagi
Non-Executive Independent Director12.5yrsno data0.023%
₹ 218.1k
Piyush Sharma
Additional Non-Executive Independent Director0.25yrno datano data


Average Tenure


Average Age

Experienced Board: 540403's board of directors are not considered experienced ( 2.1 years average tenure), which suggests a new board.


Who are the major shareholders and have insiders been buying or selling?

Insider Trading Volume

Insider Buying: 540403 insiders have bought more shares than they have sold in the past 3 months.

Recent Insider Transactions

Ownership Breakdown

Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.

Top Shareholders

Company Information

CL Educate Limited's company bio, employee growth, exchange listings and data sources

Key Information

  • Name: CL Educate Limited
  • Ticker: 540403
  • Exchange: BSE
  • Founded: 1996
  • Industry: Education Services
  • Sector: Consumer Services
  • Market Cap: ₹965.391m
  • Shares outstanding: 14.17m
  • Website:

Number of Employees


  • CL Educate Limited
  • A-45, First Floor
  • Mohan Co-operative Industrial Estate
  • New Delhi
  • Delhi
  • 110044
  • India


TickerExchangePrimary SecuritySecurity TypeCountryCurrencyListed on
540403BSE (Mumbai Stock Exchange)YesEquity SharesININRMar 2017
CLEDUCATENSEI (National Stock Exchange of India)YesEquity SharesININRMar 2017


CL Educate Limited operates as a technology-enabled provider of education products, services, content, and infrastructure in India and internationally. It operates through Consumer Test Prep, Consumer Publ ...

Company Analysis and Financial Data Status

All financial data provided by Standard & Poor's Capital IQ.
DataLast Updated (UTC time)
Company Analysis2020/10/26 12:57
End of Day Share Price2020/10/26 00:00
Annual Earnings2020/03/31

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.