BSE:533552

Stock Analysis Report

Executive Summary

Rupa & Company Limited, together with its subsidiaries, manufactures and sells hosiery products for men, women, and kids in India and internationally.


Snowflake Analysis

Solid track record with excellent balance sheet.

Share Price & News

How has Rupa's share price performed over time and what events caused price changes?


Latest Share Price and Events

Stable Share Price: 533552 has not had significant price volatility in the past 3 months.


Market Performance


7 Day Return

-2.5%

533552

0.2%

IN Luxury

-0.4%

IN Market


1 Year Return

-29.5%

533552

16.6%

IN Luxury

11.1%

IN Market

Return vs Industry: 533552 underperformed the Indian Luxury industry which returned 16.6% over the past year.

Return vs Market: 533552 underperformed the Indian Market which returned 11.1% over the past year.


Shareholder returns

533552IndustryMarket
7 Day-2.5%0.2%-0.4%
30 Day-9.9%3.3%-1.2%
90 Day22.1%8.5%3.3%
1 Year-28.3%-29.5%17.3%16.6%13.0%11.1%
3 Year-10.6%-13.3%53.8%52.0%25.3%18.6%
5 Year3.9%-1.1%103.0%96.4%35.4%23.1%

Price Volatility Vs. Market

How volatile is Rupa's share price compared to the market and industry in the last 5 years?


Simply Wall St News

No news available

Valuation

Is Rupa undervalued compared to its fair value and its price relative to the market?

18.67x

Price to Earnings (PE) ratio


Share Price vs. Fair Value

Below Fair Value: 533552 (₹219.7) is trading above our estimate of fair value (₹40.37)

Significantly Below Fair Value: 533552 is trading above our estimate of fair value.


Price To Earnings Ratio

PE vs Industry: 533552 is poor value based on its PE Ratio (18.7x) compared to the Luxury industry average (11x).

PE vs Market: 533552 is poor value based on its PE Ratio (18.7x) compared to the Indian market (13.4x).


Price to Earnings Growth Ratio

PEG Ratio: Insufficient data to calculate 533552's PEG Ratio to determine if it is good value.


Price to Book Ratio

PB vs Industry: 533552 is overvalued based on its PB Ratio (3.2x) compared to the IN Luxury industry average (0.5x).


Next Steps

Future Growth

How is Rupa forecast to perform in the next 1 to 3 years based on estimates from 1 analyst?

5.4%

Forecasted annual revenue growth


Earnings and Revenue Growth Forecasts


Analyst Future Growth Forecasts

Earnings vs Savings Rate: Insufficient data to determine if 533552's forecast earnings growth is above the savings rate (6.5%).

Earnings vs Market: Insufficient data to determine if 533552's earnings are forecast to grow faster than the Indian market

High Growth Earnings: Insufficient data to determine if earnings are expected to grow significantly over the next 3 years.

Revenue vs Market: 533552's revenue (5.4% per year) is forecast to grow slower than the Indian market (9% per year).

High Growth Revenue: 533552's revenue (5.4% per year) is forecast to grow slower than 20% per year.


Earnings per Share Growth Forecasts


Future Return on Equity

Future ROE: Insufficient data to determine if 533552's Return on Equity is forecast to be high in 3 years time


Next Steps

Past Performance

How has Rupa performed over the past 5 years?

3.4%

Historical annual earnings growth


Earnings and Revenue History

Quality Earnings: 533552 has high quality earnings.

Growing Profit Margin: 533552's current net profit margins (7.8%) are higher than last year (6.7%).


Past Earnings Growth Analysis

Earnings Trend: 533552's earnings have grown by 3.4% per year over the past 5 years.

Accelerating Growth: 533552's earnings growth over the past year (21.4%) exceeds its 5-year average (3.4% per year).

Earnings vs Industry: 533552 earnings growth over the past year (21.4%) exceeded the Luxury industry 2.7%.


Return on Equity

High ROE: 533552's Return on Equity (16.9%) is considered low.


Return on Assets


Return on Capital Employed


Next Steps

Financial Health

How is Rupa's financial position?


Financial Position Analysis

Short Term Liabilities: 533552's short term assets (₹7.9B) exceed its short term liabilities (₹4.2B).

Long Term Liabilities: 533552's short term assets (₹7.9B) exceed its long term liabilities (₹235.2M).


Debt to Equity History and Analysis

Debt Level: 533552's debt to equity ratio (38.2%) is considered satisfactory.

Reducing Debt: 533552's debt to equity ratio has reduced from 65.8% to 38.2% over the past 5 years.

Debt Coverage: 533552's operating cash flow is negative, therefore debt is not well covered.

Interest Coverage: 533552's interest payments on its debt are well covered by EBIT (7.7x coverage).


Balance Sheet

Inventory Level: 533552 has a high level of physical assets or inventory.

Debt Coverage by Assets: 533552's debt is covered by short term assets (assets are 3.7x debt).


Next Steps

Dividend

What is Rupa's current dividend yield, its reliability and sustainability?

1.37%

Current Dividend Yield


Dividend Yield vs Market

company1.4%marketbottom25%0.6%markettop25%2.5%industryaverage0.6%forecastin3Years1.3%

Current dividend yield vs market & industry

Notable Dividend: 533552's dividend (1.37%) is higher than the bottom 25% of dividend payers in the Indian market (0.59%).

High Dividend: 533552's dividend (1.37%) is low compared to the top 25% of dividend payers in the Indian market (2.51%).


Stability and Growth of Payments

Stable Dividend: Whilst dividend payments have been stable, 533552 has been paying a dividend for less than 10 years.

Growing Dividend: 533552's dividend payments have increased, but the company has only paid a dividend for 8 years.


Current Payout to Shareholders

Dividend Coverage: With its reasonably low payout ratio (25.5%), 533552's dividend payments are well covered by earnings.


Future Payout to Shareholders

Future Dividend Coverage: Insufficient data to determine if a dividend will be paid in 3 years and that it will be covered by earnings.


Next Steps

Management

How experienced are the management team and are they aligned to shareholders interests?

3.0yrs

Average management tenure


CEO

Dinesh Lodha (47yo)

1yrs

Tenure

₹2,133,950

Compensation

Mr. Dinesh Lodha has been the Chief Executive Officer of Rupa & Company Limited since February 25, 2019. He was Country Manager for Health and Medical Equipment (HME) Business at Samsung India Electronics  ...


CEO Compensation Analysis

Compensation vs Market: Dinesh's total compensation ($USD29.84K) is below average for companies of similar size in the Indian market ($USD298.20K).

Compensation vs Earnings: Insufficient data to compare Dinesh's compensation with company performance.


Leadership Team

NamePositionTenureCompensationOwnership
Prahlad Agarwala
Executive Chairman0yrs₹19.60m25.69% 4.5b
Dinesh Lodha
Chief Executive Officer1yrs₹2.13mno data
Ghanshyam Agarwala
Vice-Chairman0yrs₹9.00m2.7% 472.1m
Kunj Agarwala
MD & Executive Director35yrs₹9.00m2.88% 503.0m
Ramesh Agarwal
CFO & Whole-Time Director10.6yrs₹8.70m1.33% 232.7m
Kundan Jha
Company Secretary & Compliance Officer3.8yrs₹2.01mno data
Mukesh Agarwal
Whole-Time Director10.6yrs₹8.70m1.27% 222.3m
Niraj Kabra
Executive Director2yrs₹1.64mno data
Suresh Agarwal
President0yrsno data1.36% 237.3m
Manish Agarwal
President0yrsno data1.55% 270.8m

3.0yrs

Average Tenure

49.5yo

Average Age

Experienced Management: 533552's management team is considered experienced (3 years average tenure).


Board Members

NamePositionTenureCompensationOwnership
Prahlad Agarwala
Executive Chairman0yrs₹19.60m25.69% 4.5b
Ghanshyam Agarwala
Vice-Chairman0yrs₹9.00m2.7% 472.1m
Kunj Agarwala
MD & Executive Director35yrs₹9.00m2.88% 503.0m
Ramesh Agarwal
CFO & Whole-Time Director10.6yrs₹8.70m1.33% 232.7m
Mukesh Agarwal
Whole-Time Director10.6yrs₹8.70m1.27% 222.3m
Niraj Kabra
Executive Director2yrs₹1.64mno data
Vinod Kothari
Independent Non-Executive Director15.6yrs₹1.45mno data
Sushil Patwari
Independent Non-Executive Director16.3yrs₹1.33mno data
Dharam Jain
Independent Non-Executive Director17.1yrs₹1.05m0.050% 8.8m
Dipak Banerjee
Independent Non-Executive Director6.8yrs₹1.75mno data

13.1yrs

Average Tenure

67yo

Average Age

Experienced Board: 533552's board of directors are seasoned and experienced ( 13.1 years average tenure).


Ownership

Who are the major shareholders and have insiders been buying or selling?


Insider Trading Volume

Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.


Recent Insider Transactions

Ownership Breakdown

Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.


Top Shareholders

Company Information

Rupa & Company Limited's company bio, employee growth, exchange listings and data sources


Key Information

  • Name: Rupa & Company Limited
  • Ticker: 533552
  • Exchange: BSE
  • Founded: 1968
  • Industry: Apparel, Accessories and Luxury Goods
  • Sector: Consumer Durables
  • Market Cap: ₹17.472b
  • Shares outstanding: 79.52m
  • Website: https://www.rupa.co.in

Location

  • Rupa & Company Limited
  • Metro Tower
  • 8th Floor
  • Kolkata
  • West Bengal
  • 700071
  • India

Listings

TickerExchangePrimary SecuritySecurity TypeCountryCurrencyListed on
533552BSE (Mumbai Stock Exchange)YesEquity SharesININRSep 2011
RUPANSEI (National Stock Exchange of India)YesEquity SharesININRSep 2011

Biography

Rupa & Company Limited, together with its subsidiaries, manufactures and sells hosiery products for men, women, and kids in India and internationally. It offers vests, briefs, drawers, bermudas, capri’s, T-shirts, loungers, boxer shorts, sleep wear, and thermals for men; bras, panties, camisole, leggings, T-shirts, capri’s, loungers, and thermal uppers and lowers for women; vests, briefs, drawers, T-shirts, bermudas, loungers, and thermals for kids; and plus baba suits and frocks for toddlers. The company offers its products under names of Frontline, Jon, Air, Macroman, Macroman M-series, Macrowoman W-series, Euro, Bumchums, Torrido, Thermocot, Kidline, Femmora, Softline, etc. It also generates power through a windmill. The company sells its products through approximately 1,25,000 retail outlets and various e-commerce portals, as well as through 10 exclusive brand outlets and approximately 1000 dealers. Rupa & Company Limited was founded in 1968 and is based in Kolkata, India. 


Company Analysis and Financial Data Status

All financial data provided by Standard & Poor's Capital IQ.
DataLast Updated (UTC time)
Company Analysis2020/02/16 13:03
End of Day Share Price2020/02/14 00:00
Earnings2019/12/31
Annual Earnings2019/03/31


Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.