BSE:532806

Stock Analysis Report

AI Champdany Industries

Executive Summary

AI Champdany Industries Limited manufactures and sells jute/jute diversified products and services, and flax products in India.

Risk Analysis

Interest payments are not well covered by earnings

Does not have a meaningful market cap (₹354M)

Highly volatile share price over past 3 months

Large one-off items impacting financial results

+ 2 more risks


Snowflake Analysis

Imperfect balance sheet and overvalued.

Share Price & News

How has AI Champdany Industries's share price performed over time and what events caused price changes?


Latest Share Price and Events

Stable Share Price: 532806's share price has been volatile over the past 3 months.


Market Performance


7 Day Return

-5.0%

532806

1.1%

IN Luxury

-0.8%

IN Market


1 Year Return

-46.1%

532806

18.4%

IN Luxury

11.1%

IN Market

Return vs Industry: 532806 underperformed the Indian Luxury industry which returned 16.6% over the past year.

Return vs Market: 532806 underperformed the Indian Market which returned 11.1% over the past year.


Shareholder returns

532806IndustryMarket
7 Day-5.0%1.1%-0.8%
30 Day-3.5%3.3%-2.3%
90 Day-27.8%9.6%2.1%
1 Year-46.1%-46.1%19.2%18.4%13.1%11.1%
3 Year-72.1%-72.1%54.9%51.5%22.9%16.2%
5 Year-50.5%-50.5%106.1%99.4%34.9%22.6%

Price Volatility Vs. Market

How volatile is AI Champdany Industries's share price compared to the market and industry in the last 5 years?


Simply Wall St News

No news available

Valuation

Is AI Champdany Industries undervalued compared to its fair value and its price relative to the market?

24.09x

Price to Earnings (PE) ratio


Share Price vs. Fair Value

Below Fair Value: Insufficient data to calculate 532806's fair value to establish if it is undervalued.

Significantly Below Fair Value: Insufficient data to calculate 532806's fair value to establish if it is undervalued.


Price To Earnings Ratio

PE vs Industry: 532806 is poor value based on its PE Ratio (24.1x) compared to the Luxury industry average (11.1x).

PE vs Market: 532806 is poor value based on its PE Ratio (24.1x) compared to the Indian market (13.4x).


Price to Earnings Growth Ratio

PEG Ratio: Insufficient data to calculate 532806's PEG Ratio to determine if it is good value.


Price to Book Ratio

PB vs Industry: 532806 is good value based on its PB Ratio (0.3x) compared to the IN Luxury industry average (0.5x).


Next Steps

Future Growth

How is AI Champdany Industries forecast to perform in the next 1 to 3 years based on estimates from 0 analysts?

19.8%

Forecasted Consumer Durables industry annual growth in earnings


In this section we usually present revenue and earnings growth projections based on the consensus estimates of professional analysts to help investors understand the company’s ability to generate profit. But as AI Champdany Industries has not provided enough past data and has no analyst forecast, its future earnings cannot be reliably calculated by extrapolating past data or using analyst predictions.

This is quite a rare situation as 97% of companies covered by SimplyWall St do have past financial data.


Next Steps

Past Performance

How has AI Champdany Industries performed over the past 5 years?

50.0%

Historical annual earnings growth


Earnings and Revenue History

Quality Earnings: 532806 has a large one-off gain of ₹46.1M impacting its June 30 2019 financial results.

Growing Profit Margin: 532806's current net profit margins (0.8%) are lower than last year (1.5%).


Past Earnings Growth Analysis

Earnings Trend: 532806 has become profitable over the past 5 years, growing earnings by 50% per year.

Accelerating Growth: 532806's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.

Earnings vs Industry: 532806 had negative earnings growth (-41.8%) over the past year, making it difficult to compare to the Luxury industry average (2.5%).


Return on Equity

High ROE: 532806's Return on Equity (1.4%) is considered low.


Return on Assets


Return on Capital Employed


Next Steps

Financial Health

How is AI Champdany Industries's financial position?


Financial Position Analysis

Short Term Liabilities: 532806's short term assets (₹2.2B) exceed its short term liabilities (₹1.0B).

Long Term Liabilities: 532806's short term assets (₹2.2B) exceed its long term liabilities (₹1.2B).


Debt to Equity History and Analysis

Debt Level: 532806's debt to equity ratio (191%) is considered high.

Reducing Debt: 532806's debt to equity ratio has increased from 93.3% to 191% over the past 5 years.


Balance Sheet

Inventory Level: 532806 has a high level of physical assets or inventory.

Debt Coverage by Assets: 532806's debt is covered by short term assets (assets are 1.4x debt).


Cash Runway Analysis

For companies that have on average been loss making in the past we assess whether they have at least 1 year of cash runway.

Stable Cash Runway: 532806 is profitable, therefore cash runway is not a concern.

Forecast Cash Runway: Insufficient data to determine if 532806 has enough cash runway if its free cash flow continues to grow or shrink based on historical rates.


Next Steps

Dividend

What is AI Champdany Industries's current dividend yield, its reliability and sustainability?


Dividend Yield vs Market

company0%marketbottom25%0.6%markettop25%2.5%industryaverage0.6%forecastin3Yearsn/a

Current dividend yield vs market & industry

Notable Dividend: Unable to evaluate 532806's dividend yield against the bottom 25% of dividend payers, as the company has not reported any payouts.

High Dividend: Unable to evaluate 532806's dividend yield against the top 25% of dividend payers, as the company has not reported any payouts.


Stability and Growth of Payments

Stable Dividend: Insufficient data to determine if 532806's dividends per share have been stable in the past.

Growing Dividend: Insufficient data to determine if 532806's dividend payments have been increasing.


Current Payout to Shareholders

Dividend Coverage: 532806 is not paying a notable dividend for the Indian market.


Future Payout to Shareholders

Future Dividend Coverage: No need to calculate the sustainability of 532806's dividend in 3 years as they are not forecast to pay a notable one for the Indian market.


Next Steps

Management

How experienced are the management team and are they aligned to shareholders interests?

1.6yrs

Average management tenure


CEO

Nirmal Pujara (66yo)

5.8yrs

Tenure

₹6,480,000

Compensation

Mr. Nirmal Pujara has been Managing Director at AI Champdany Industries Ltd since May 12, 2014 and serves its Executive Director of Marketing. Mr. Pujara has been an Executive Director for AI Champdany Ind ...


CEO Compensation Analysis

Compensation vs Market: Nirmal's total compensation ($USD90.61K) is above average for companies of similar size in the Indian market ($USD50.21K).

Compensation vs Earnings: Nirmal's compensation has increased by more than 20% whilst company earnings have fallen more than 20% in the past year.


Leadership Team

NamePositionTenureCompensationOwnership
Nirmal Pujara
MD, Executive Director of Marketing & Executive Director5.8yrs₹6.48m0.0079% 27.9k
Lalanjee Jha
Chief Financial Officer1.6yrsno datano data
Pintu Singh
Company Secretary & Compliance Officer0.7yrsno datano data

1.6yrs

Average Tenure

Experienced Management: 532806's management team is not considered experienced ( 1.6 years average tenure), which suggests a new team.


Board Members

NamePositionTenureCompensationOwnership
Nirmal Pujara
MD, Executive Director of Marketing & Executive Director5.8yrs₹6.48m0.0079% 27.9k
Giridhan Goswami
Non-Executive-Independent Director14.2yrs₹350.00kno data
Gordhandas Wadhwa
Chairman Emeritus5.8yrsno datano data
Damodardas Wadhwa
Chairman of Board0.2yrs₹200.00k5.19% 18.4m
Ramya Hariharan
Independent Non-Executive Director5.5yrs₹300.00kno data
Mrityunjoy Banerjee
Additional Non-Executive Independent Director0.3yrsno datano data

5.6yrs

Average Tenure

79yo

Average Age

Experienced Board: 532806's board of directors are considered experienced (5.6 years average tenure).


Ownership

Who are the major shareholders and have insiders been buying or selling?


Insider Trading Volume

Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.


Ownership Breakdown

Dilution of Shares: Shareholders have been diluted in the past year, with total shares outstanding growing by 12.2%.


Top Shareholders

Company Information

AI Champdany Industries Limited's company bio, employee growth, exchange listings and data sources


Key Information

  • Name: AI Champdany Industries Limited
  • Ticker: 532806
  • Exchange: BSE
  • Founded: 1873
  • Industry: Textiles
  • Sector: Consumer Durables
  • Market Cap: ₹353.547m
  • Shares outstanding: 43.17m
  • Website: https://www.jute-world.com

Location

  • AI Champdany Industries Limited
  • 25, Princep Street
  • Kolkata
  • West Bengal
  • 700072
  • India

Listings

TickerExchangePrimary SecuritySecurity TypeCountryCurrencyListed on
532806BSE (Mumbai Stock Exchange)YesEquity SharesININRJan 2008

Biography

AI Champdany Industries Limited manufactures and sells jute/jute diversified products and services, and flax products in India. Its products include jute yarns and twines, jute blended yarns and twines, hessian cloths, sacking cloths and hessian, food grade cloths and bags, jute soil saver-erosion control fabrics, carpet backing cloths, industrial fabrics, and jute matting and webbing products. The company also offers jute furnishing products, such as cushion covers, placemats, wearing apparels, and furnishing fabrics, as well as linen, ramie, viscose, and wool products. AI Champdany Industries Limited also exports its products. The company was formerly known as The Champdany Jute Co., Ltd. The company was founded in 1873 and is based in Kolkata, India. 


Company Analysis and Financial Data Status

All financial data provided by Standard & Poor's Capital IQ.
DataLast Updated (UTC time)
Company Analysis2020/02/17 12:48
End of Day Share Price2020/02/11 00:00
Earnings2019/06/30
Annual Earnings2019/03/31


Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.