Suryoday Small Finance Bank Past Earnings Performance
Past criteria checks 5/6
Suryoday Small Finance Bank has been growing earnings at an average annual rate of 22.9%, while the Banks industry saw earnings growing at 38.3% annually. Revenues have been growing at an average rate of 26.2% per year. Suryoday Small Finance Bank's return on equity is 12.1%, and it has net margins of 20.5%.
Key information
22.9%
Earnings growth rate
13.9%
EPS growth rate
| Banks Industry Growth | 38.0% |
| Revenue growth rate | 26.2% |
| Return on equity | 12.1% |
| Net Margin | 20.5% |
| Last Earnings Update | 30 Sep 2024 |
Recent past performance updates
Revenue & Expenses Breakdown
How Suryoday Small Finance Bank makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 30 Sep 24 | 11,395 | 2,335 | 6,216 | 0 |
| 30 Jun 24 | 11,050 | 2,384 | 3,993 | 0 |
| 31 Mar 24 | 10,153 | 2,160 | 5,573 | 0 |
| 31 Dec 23 | 9,206 | 1,940 | 4,848 | 0 |
| 30 Sep 23 | 8,303 | 1,548 | 4,560 | 0 |
| 30 Jun 23 | 7,086 | 1,176 | 2,644 | 0 |
| 31 Mar 23 | 6,074 | 777 | 4,017 | 0 |
| 31 Dec 22 | 4,691 | -93 | 3,591 | 0 |
| 30 Sep 22 | 4,126 | -226 | 3,499 | 0 |
| 30 Jun 22 | 3,714 | -376 | 3,530 | 0 |
| 31 Mar 22 | 2,860 | -930 | 3,516 | 0 |
| 31 Dec 21 | 2,708 | -879 | 3,202 | 0 |
| 30 Sep 21 | 2,517 | -916 | 3,124 | 0 |
| 30 Jun 21 | 2,745 | -624 | 1,935 | 0 |
| 31 Mar 21 | 3,407 | 119 | 2,920 | 0 |
| 31 Dec 20 | 3,611 | 391 | 2,062 | 0 |
| 30 Sep 20 | 4,244 | 795 | 3,300 | 0 |
| 30 Jun 20 | 4,235 | 952 | 2,880 | 0 |
| 31 Mar 20 | 4,261 | 1,109 | 2,439 | 0 |
| 31 Dec 19 | 4,611 | 1,546 | 2,292 | 0 |
| 30 Sep 19 | 4,001 | 1,334 | 1,172 | 0 |
| 30 Jun 19 | 3,672 | 1,100 | 1,460 | 0 |
| 31 Mar 19 | 3,335 | 904 | 1,740 | 0 |
| 31 Dec 18 | 2,810 | 661 | 1,556 | 0 |
| 30 Sep 18 | 2,277 | 456 | 1,365 | 0 |
| 30 Jun 18 | 1,874 | 279 | 1,273 | 0 |
| 31 Mar 18 | 1,492 | 115 | 1,180 | 0 |
| 31 Mar 17 | 1,256 | 151 | 861 | 0 |
| 31 Mar 16 | 1,007 | 274 | 524 | 0 |
| 31 Mar 15 | 647 | 169 | 275 | 0 |
| 31 Dec 14 | 562 | 149 | 232 | 0 |
| 30 Sep 14 | 478 | 129 | 192 | 0 |
| 30 Jun 14 | 422 | 108 | 171 | 0 |
| 31 Mar 14 | 365 | 88 | 151 | 0 |
Quality Earnings: SURYODAY has high quality earnings.
Growing Profit Margin: SURYODAY's current net profit margins (20.5%) are higher than last year (18.6%).
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: SURYODAY's earnings have grown significantly by 22.9% per year over the past 5 years.
Accelerating Growth: SURYODAY's earnings growth over the past year (50.8%) exceeds its 5-year average (22.9% per year).
Earnings vs Industry: SURYODAY earnings growth over the past year (50.8%) exceeded the Banks industry 15%.
Return on Equity
High ROE: SURYODAY's Return on Equity (12.1%) is considered low.