South Indian Bank Balance Sheet Health
Financial Health criteria checks 4/6
South Indian Bank has total assets of ₹1,174.1B and total equity of ₹88.3B. Total deposits are ₹1,019.2B, and total loans are ₹753.4B earning a Net Interest Margin of 3.3%. It has insufficient allowance for bad loans, which are currently at 4.9% of total loans. Cash and short-term investments are ₹100.2B.
Key information
13.3x
Asset to equity ratio
3.3%
Net interest margin
Total deposits | ₹1.02t |
Loan to deposit ratio | Appropriate |
Bad loans | 4.9% |
Allowance for bad loans | Low |
Current ratio | Low |
Cash & equivalents | ₹100.22b |
Recent financial health updates
No updates
Recent updates
Here's Why South Indian Bank (NSE:SOUTHBANK) Has Caught The Eye Of Investors
Oct 24Here's Why South Indian Bank (NSE:SOUTHBANK) Has Caught The Eye Of Investors
Jun 02A Look At South Indian Bank's (NSE:SOUTHBANK) Share Price Returns
Jan 18South Indian Bank's (NSE:SOUTHBANK) Stock Price Has Reduced 79% In The Past Three Years
Oct 05Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: SOUTHBANK's Assets to Equity ratio (13.3x) is moderate.
Allowance for Bad Loans: SOUTHBANK has a low allowance for bad loans (62%).
Low Risk Liabilities: 94% of SOUTHBANK's liabilities are made up of primarily low risk sources of funding.
Loan Level: SOUTHBANK has an appropriate level of Loans to Assets ratio (64%).
Low Risk Deposits: SOUTHBANK's Loans to Deposits ratio (74%) is appropriate.
Level of Bad Loans: SOUTHBANK has a high level of bad loans (4.9%).