State Bank of India Balance Sheet Health
Financial Health criteria checks 4/6
State Bank of India has total assets of ₹63,170.5B and total equity of ₹4,084.6B. Total deposits are ₹47,365.6B, and total loans are ₹34,181.8B earning a Net Interest Margin of 3.4%. It has insufficient allowance for bad loans, which are currently at 2.5% of total loans. Cash and short-term investments are ₹3,622.6B.
Key information
15.5x
Asset to equity ratio
3.4%
Net interest margin
| Total deposits | ₹47.37t |
| Loan to deposit ratio | Appropriate |
| Bad loans | 2.5% |
| Allowance for bad loans | Low |
| Current ratio | Low |
| Cash & equivalents | ₹3.62t |
Recent financial health updates
No updates
Recent updates
Is Now The Time To Put State Bank of India (NSE:SBIN) On Your Watchlist?
Nov 15
Should You Be Adding State Bank of India (NSE:SBIN) To Your Watchlist Today?
Jul 30State Bank of India's (NSE:SBIN) Dividend Will Be Increased To ₹11.30
May 21State Bank of India (NSE:SBIN) Is Paying Out A Larger Dividend Than Last Year
May 19Here's Why We Think State Bank of India (NSE:SBIN) Is Well Worth Watching
May 16Here's Why We Think State Bank of India (NSE:SBIN) Is Well Worth Watching
Jan 30Does State Bank of India (NSE:SBIN) Deserve A Spot On Your Watchlist?
Oct 17Here's Why I Think State Bank of India (NSE:SBIN) Is An Interesting Stock
Jul 03If You Had Bought State Bank of India (NSE:SBIN) Stock Five Years Ago, You Could Pocket A 90% Gain Today
Mar 18Do State Bank of India's (NSE:SBIN) Earnings Warrant Your Attention?
Feb 11
What Kind Of Shareholders Hold The Majority In State Bank of India's (NSE:SBIN) Shares?
Jan 07Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: SBIN's Assets to Equity ratio (15.5x) is moderate.
Allowance for Bad Loans: SBIN has a low allowance for bad loans (1%).
Low Risk Liabilities: 80% of SBIN's liabilities are made up of primarily low risk sources of funding.
Loan Level: SBIN has an appropriate level of Loans to Assets ratio (54%).
Low Risk Deposits: SBIN's Loans to Deposits ratio (72%) is appropriate.
Level of Bad Loans: SBIN has a high level of bad loans (2.5%).