RBL Bank Balance Sheet Health
Financial Health criteria checks 4/6
RBL Bank has total assets of ₹1,439.0B and total equity of ₹155.0B. Total deposits are ₹1,079.5B, and total loans are ₹878.8B earning a Net Interest Margin of 5.5%. It has insufficient allowance for bad loans, which are currently at 2.9% of total loans. Cash and short-term investments are ₹126.3B.
Key information
9.3x
Asset to equity ratio
5.5%
Net interest margin
| Total deposits | ₹1.08t |
| Loan to deposit ratio | Appropriate |
| Bad loans | 2.9% |
| Allowance for bad loans | n/a |
| Current ratio | Low |
| Cash & equivalents | ₹126.34b |
Recent financial health updates
No updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: RBLBANK's Assets to Equity ratio (9.3x) is low.
Allowance for Bad Loans: Insufficient data to determine if RBLBANK has a sufficient allowance for bad loans.
Low Risk Liabilities: 84% of RBLBANK's liabilities are made up of primarily low risk sources of funding.
Loan Level: RBLBANK has an appropriate level of Loans to Assets ratio (61%).
Low Risk Deposits: RBLBANK's Loans to Deposits ratio (81%) is appropriate.
Level of Bad Loans: RBLBANK has a high level of bad loans (2.9%).