Kotak Mahindra Bank Balance Sheet Health
Financial Health criteria checks 5/6
Kotak Mahindra Bank has total assets of ₹8,049.8B and total equity of ₹1,473.2B. Total deposits are ₹4,575.9B, and total loans are ₹4,584.6B earning a Net Interest Margin of 5.3%. It has insufficient allowance for bad loans, which are currently at 1.5% of total loans. Cash and short-term investments are ₹461.0B.
Key information
5.5x
Asset to equity ratio
5.3%
Net interest margin
| Total deposits | ₹4.58t |
| Loan to deposit ratio | Appropriate |
| Bad loans | 1.5% |
| Allowance for bad loans | n/a |
| Current ratio | Low |
| Cash & equivalents | ₹461.01b |
Recent financial health updates
No updates
Recent updates
Kotak Mahindra Bank Limited Just Recorded A 5.2% Revenue Beat: Here's What Analysts Think
Jul 17
Here's Why Kotak Mahindra Bank (NSE:KOTAKBANK) Has Caught The Eye Of Investors
Jul 12Revenue Beat: Kotak Mahindra Bank Limited Exceeded Revenue Forecasts By 5.4% And Analysts Are Updating Their Estimates
May 08Here's Why We Think Kotak Mahindra Bank (NSE:KOTAKBANK) Is Well Worth Watching
Feb 08Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: KOTAKBANK's Assets to Equity ratio (5.5x) is low.
Allowance for Bad Loans: Insufficient data to determine if KOTAKBANK has a sufficient allowance for bad loans.
Low Risk Liabilities: 70% of KOTAKBANK's liabilities are made up of primarily low risk sources of funding.
Loan Level: KOTAKBANK has an appropriate level of Loans to Assets ratio (57%).
Low Risk Deposits: KOTAKBANK's Loans to Deposits ratio (100%) is appropriate.
Level of Bad Loans: KOTAKBANK has an appropriate level of bad loans (1.5%).