Kotak Mahindra Bank Balance Sheet Health
Financial Health criteria checks 5/6
Kotak Mahindra Bank has total assets of ₹7,676.7B and total equity of ₹1,299.7B. Total deposits are ₹4,452.7B, and total loans are ₹4,303.5B earning a Net Interest Margin of 5.4%. It has insufficient allowance for bad loans, which are currently at 1.4% of total loans. Cash and short-term investments are ₹652.1B.
Key information
5.9x
Asset to equity ratio
5.4%
Net interest margin
Total deposits | ₹4.45t |
Loan to deposit ratio | Appropriate |
Bad loans | 1.4% |
Allowance for bad loans | n/a |
Current ratio | Low |
Cash & equivalents | ₹652.06b |
Recent financial health updates
No updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: KOTAKBANK's Assets to Equity ratio (5.9x) is low.
Allowance for Bad Loans: Insufficient data to determine if KOTAKBANK has a sufficient allowance for bad loans.
Low Risk Liabilities: 70% of KOTAKBANK's liabilities are made up of primarily low risk sources of funding.
Loan Level: KOTAKBANK has an appropriate level of Loans to Assets ratio (56%).
Low Risk Deposits: KOTAKBANK's Loans to Deposits ratio (97%) is appropriate.
Level of Bad Loans: KOTAKBANK has an appropriate level of bad loans (1.4%).