Dhanlaxmi Bank Past Earnings Performance
Past criteria checks 3/6
Dhanlaxmi Bank has been growing earnings at an average annual rate of 4.8%, while the Banks industry saw earnings growing at 40.7% annually. Revenues have been growing at an average rate of 9.7% per year. Dhanlaxmi Bank's return on equity is 5.6%, and it has net margins of 9.4%.
Key information
4.8%
Earnings growth rate
4.8%
EPS growth rate
| Banks Industry Growth | 38.0% |
| Revenue growth rate | 9.7% |
| Return on equity | 5.6% |
| Net Margin | 9.4% |
| Last Earnings Update | 31 Mar 2024 |
Recent past performance updates
Revenue & Expenses Breakdown
How Dhanlaxmi Bank makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 31 Mar 24 | 6,122 | 578 | 3,312 | 0 |
| 31 Dec 23 | 5,554 | 927 | 3,971 | 0 |
| 30 Sep 23 | 5,552 | 1,114 | 3,861 | 0 |
| 30 Jun 23 | 5,276 | 1,041 | 2,517 | 0 |
| 31 Mar 23 | 4,587 | 494 | 3,714 | 0 |
| 31 Dec 22 | 4,504 | 346 | 3,593 | 0 |
| 30 Sep 22 | 4,242 | 149 | 2,382 | 0 |
| 30 Jun 22 | 4,103 | 27 | 2,400 | 0 |
| 31 Mar 22 | 4,342 | 359 | 3,536 | 0 |
| 31 Dec 21 | 4,236 | 178 | 3,332 | 0 |
| 30 Sep 21 | 4,388 | 275 | 3,434 | 0 |
| 30 Jun 21 | 4,230 | 379 | 2,348 | 0 |
| 31 Mar 21 | 4,087 | 372 | 3,310 | 0 |
| 31 Dec 20 | 3,796 | 345 | 2,926 | 0 |
| 30 Sep 20 | 3,680 | 440 | 2,725 | 0 |
| 30 Jun 20 | 3,570 | 520 | 1,871 | 0 |
| 31 Mar 20 | 3,701 | 658 | 2,682 | 0 |
| 31 Dec 19 | 4,013 | 908 | 2,531 | 0 |
| 30 Sep 19 | 3,919 | 864 | 2,463 | 0 |
| 30 Jun 19 | 3,808 | 765 | 1,615 | 0 |
| 31 Mar 19 | 3,162 | 117 | 2,463 | 0 |
| 31 Dec 18 | 2,537 | -331 | 2,217 | 0 |
| 30 Sep 18 | 2,126 | -717 | 2,224 | 0 |
| 30 Jun 18 | 2,151 | -778 | 1,567 | 0 |
| 31 Mar 18 | 2,772 | -249 | 2,474 | 0 |
| 31 Dec 17 | 3,253 | 11 | 2,577 | 0 |
| 30 Sep 17 | 3,485 | 147 | 2,640 | 0 |
| 30 Jun 17 | 3,543 | 146 | 1,892 | 0 |
| 31 Mar 17 | 3,609 | 124 | 2,790 | 0 |
| 31 Dec 16 | 2,667 | -1,280 | 3,161 | 0 |
| 30 Sep 16 | 2,241 | -1,754 | 3,208 | 0 |
| 30 Jun 16 | 3,123 | -1,810 | 2,207 | 0 |
| 31 Mar 16 | 1,847 | -2,095 | 3,044 | 0 |
| 31 Dec 15 | 305 | -3,445 | 3,109 | 0 |
| 30 Sep 15 | 1,004 | -2,718 | 3,039 | 0 |
| 30 Jun 15 | 916 | -2,672 | 2,114 | 0 |
| 31 Mar 15 | 1,167 | -2,415 | 2,997 | 0 |
| 31 Dec 14 | 2,464 | -1,091 | 2,868 | 0 |
| 30 Sep 14 | 986 | -2,456 | 2,810 | 0 |
| 30 Jun 14 | 1,004 | -2,525 | 1,919 | 0 |
| 31 Mar 14 | 957 | -2,519 | 2,848 | 0 |
| 31 Dec 13 | 1,979 | -890 | 2,656 | 0 |
| 30 Sep 13 | 3,301 | 348 | 2,683 | 0 |
Quality Earnings: DHANBANK has high quality earnings.
Growing Profit Margin: DHANBANK's current net profit margins (9.4%) are lower than last year (10.8%).
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: DHANBANK has become profitable over the past 5 years, growing earnings by 4.8% per year.
Accelerating Growth: DHANBANK's earnings growth over the past year (17.1%) exceeds its 5-year average (4.8% per year).
Earnings vs Industry: DHANBANK earnings growth over the past year (17.1%) did not outperform the Banks industry 30%.
Return on Equity
High ROE: DHANBANK's Return on Equity (5.6%) is considered low.