Dhanlaxmi Bank Balance Sheet Health
Financial Health criteria checks 4/6
Dhanlaxmi Bank has total assets of ₹159.6B and total equity of ₹10.3B. Total deposits are ₹142.9B, and total loans are ₹101.0B.
Key information
15.5x
Asset to equity ratio
n/a
Net interest margin
| Total deposits | ₹142.90b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 4.1% |
| Allowance for bad loans | Low |
| Current ratio | Low |
| Cash & equivalents | ₹9.75b |
Recent financial health updates
No updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: DHANBANK's Assets to Equity ratio (15.5x) is moderate.
Allowance for Bad Loans: DHANBANK has a low allowance for bad loans (70%).
Low Risk Liabilities: 96% of DHANBANK's liabilities are made up of primarily low risk sources of funding.
Loan Level: DHANBANK has an appropriate level of Loans to Assets ratio (63%).
Low Risk Deposits: DHANBANK's Loans to Deposits ratio (71%) is appropriate.
Level of Bad Loans: DHANBANK has a high level of bad loans (4.1%).