DCB Bank Balance Sheet Health
Financial Health criteria checks 4/6
DCB Bank has total assets of ₹689.6B and total equity of ₹53.5B. Total deposits are ₹545.3B, and total loans are ₹444.7B earning a Net Interest Margin of 3.7%. It has insufficient allowance for bad loans, which are currently at 3.4% of total loans. Cash and short-term investments are ₹31.2B.
Key information
12.9x
Asset to equity ratio
3.7%
Net interest margin
| Total deposits | ₹545.32b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 3.4% |
| Allowance for bad loans | n/a |
| Current ratio | Low |
| Cash & equivalents | ₹31.25b |
Recent financial health updates
No updates
Recent updates
DCB Bank (NSE:DCBBANK) Is Increasing Its Dividend To ₹1.25
Jun 13
DCB Bank (NSE:DCBBANK) Has Announced That It Will Be Increasing Its Dividend To ₹1.25
May 30How Does DCB Bank's (NSE:DCBBANK) CEO Pay Compare With Company Performance?
Feb 18
What Kind Of Investors Own Most Of DCB Bank Limited (NSE:DCBBANK)?
Jan 14The DCB Bank (NSE:DCBBANK) Share Price Has Gained 45% And Shareholders Are Hoping For More
Dec 17Have Insiders Sold DCB Bank Limited (NSE:DCBBANK) Shares Recently?
Dec 17What Did DCB Bank's (NSE:DCBBANK) CEO Take Home Last Year?
Nov 20Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: DCBBANK's Assets to Equity ratio (12.9x) is moderate.
Allowance for Bad Loans: Insufficient data to determine if DCBBANK has a sufficient allowance for bad loans.
Low Risk Liabilities: 86% of DCBBANK's liabilities are made up of primarily low risk sources of funding.
Loan Level: DCBBANK has an appropriate level of Loans to Assets ratio (64%).
Low Risk Deposits: DCBBANK's Loans to Deposits ratio (82%) is appropriate.
Level of Bad Loans: DCBBANK has a high level of bad loans (3.4%).