Capital Small Finance Bank Balance Sheet Health
Financial Health criteria checks 4/6
Capital Small Finance Bank has total assets of ₹83.9B and total equity of ₹7.1B. Total deposits are ₹70.0B, and total loans are ₹57.8B earning a Net Interest Margin of 4.2%. It has insufficient allowance for bad loans, which are currently at 2.8% of total loans. Cash and short-term investments are ₹3.7B.
Key information
11.8x
Asset to equity ratio
4.2%
Net interest margin
Total deposits | ₹70.00b |
Loan to deposit ratio | Appropriate |
Bad loans | 2.8% |
Allowance for bad loans | n/a |
Current ratio | Low |
Cash & equivalents | ₹3.66b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: CAPITALSFB's Assets to Equity ratio (11.8x) is moderate.
Allowance for Bad Loans: Insufficient data to determine if CAPITALSFB has a sufficient allowance for bad loans.
Low Risk Liabilities: 91% of CAPITALSFB's liabilities are made up of primarily low risk sources of funding.
Loan Level: CAPITALSFB has an appropriate level of Loans to Assets ratio (69%).
Low Risk Deposits: CAPITALSFB's Loans to Deposits ratio (83%) is appropriate.
Level of Bad Loans: CAPITALSFB has a high level of bad loans (2.8%).