Capital Small Finance Bank Balance Sheet Health
Financial Health criteria checks 4/6
Capital Small Finance Bank has total assets of ₹95.6B and total equity of ₹12.7B. Total deposits are ₹77.8B, and total loans are ₹66.3B earning a Net Interest Margin of 3.9%. It has insufficient allowance for bad loans, which are currently at 2.6% of total loans. Cash and short-term investments are ₹4.8B.
Key information
7.6x
Asset to equity ratio
3.9%
Net interest margin
| Total deposits | ₹77.80b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 2.6% |
| Allowance for bad loans | n/a |
| Current ratio | Low |
| Cash & equivalents | ₹4.83b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: CAPITALSFB's Assets to Equity ratio (7.6x) is low.
Allowance for Bad Loans: Insufficient data to determine if CAPITALSFB has a sufficient allowance for bad loans.
Low Risk Liabilities: 94% of CAPITALSFB's liabilities are made up of primarily low risk sources of funding.
Loan Level: CAPITALSFB has an appropriate level of Loans to Assets ratio (69%).
Low Risk Deposits: CAPITALSFB's Loans to Deposits ratio (85%) is appropriate.
Level of Bad Loans: CAPITALSFB has a high level of bad loans (2.6%).