Bank of India Balance Sheet Health
Financial Health criteria checks 4/6
Bank of India has total assets of ₹9,242.8B and total equity of ₹707.4B. Total deposits are ₹7,406.1B, and total loans are ₹5,666.4B earning a Net Interest Margin of 3%. It has insufficient allowance for bad loans, which are currently at 5.2% of total loans. Cash and short-term investments are ₹463.8B.
Key information
13.1x
Asset to equity ratio
3.0%
Net interest margin
| Total deposits | ₹7.41t |
| Loan to deposit ratio | Appropriate |
| Bad loans | 5.2% |
| Allowance for bad loans | n/a |
| Current ratio | Low |
| Cash & equivalents | ₹463.82b |
Recent financial health updates
No updates
Recent updates
Bank of India (NSE:BANKINDIA) Is Paying Out A Larger Dividend Than Last Year
Jun 05
Bank of India's (NSE:BANKINDIA) Dividend Will Be Increased To ₹2.80
May 21With EPS Growth And More, Bank of India (NSE:BANKINDIA) Makes An Interesting Case
Dec 30Bank of India's (NSE:BANKINDIA) Shareholders Are Down 68% On Their Shares
Jan 18What Type Of Returns Would Bank of India's(NSE:BANKINDIA) Shareholders Have Earned If They Purchased Their SharesFive Years Ago?
Oct 05Did Changing Sentiment Drive Bank of India's (NSE:BANKINDIA) Share Price Down A Worrying 70%?
Jun 22Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: BANKINDIA's Assets to Equity ratio (13.1x) is moderate.
Allowance for Bad Loans: Insufficient data to determine if BANKINDIA has a sufficient allowance for bad loans.
Low Risk Liabilities: 87% of BANKINDIA's liabilities are made up of primarily low risk sources of funding.
Loan Level: BANKINDIA has an appropriate level of Loans to Assets ratio (61%).
Low Risk Deposits: BANKINDIA's Loans to Deposits ratio (77%) is appropriate.
Level of Bad Loans: BANKINDIA has a high level of bad loans (5.2%).