Bank of India Balance Sheet Health
Financial Health criteria checks 4/6
Bank of India has total assets of ₹10,001.3B and total equity of ₹740.0B. Total deposits are ₹7,782.5B, and total loans are ₹6,036.6B earning a Net Interest Margin of 3%. It has insufficient allowance for bad loans, which are currently at 4.5% of total loans. Cash and short-term investments are ₹817.9B.
Key information
13.5x
Asset to equity ratio
3.0%
Net interest margin
| Total deposits | ₹7.78t |
| Loan to deposit ratio | Appropriate |
| Bad loans | 4.5% |
| Allowance for bad loans | n/a |
| Current ratio | Low |
| Cash & equivalents | ₹817.90b |
Recent financial health updates
No updates
Recent updates
Does Bank of India (NSE:BANKINDIA) Deserve A Spot On Your Watchlist?
Oct 14
With EPS Growth And More, Bank of India (NSE:BANKINDIA) Makes An Interesting Case
Jul 16Bank of India (NSE:BANKINDIA) Is Paying Out A Larger Dividend Than Last Year
Jun 05Bank of India's (NSE:BANKINDIA) Dividend Will Be Increased To ₹2.80
May 21Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: BANKINDIA's Assets to Equity ratio (13.5x) is moderate.
Allowance for Bad Loans: Insufficient data to determine if BANKINDIA has a sufficient allowance for bad loans.
Low Risk Liabilities: 84% of BANKINDIA's liabilities are made up of primarily low risk sources of funding.
Loan Level: BANKINDIA has an appropriate level of Loans to Assets ratio (60%).
Low Risk Deposits: BANKINDIA's Loans to Deposits ratio (78%) is appropriate.
Level of Bad Loans: BANKINDIA has a high level of bad loans (4.5%).
Discover healthy companies
Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2024/12/23 08:56 |
| End of Day Share Price | 2024/12/20 00:00 |
| Earnings | 2024/09/30 |
| Annual Earnings | 2024/03/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
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Industry and Sector Metrics
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Analyst Sources
Bank of India Limited is covered by 53 analysts. 4 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Pankaj Agarwal | Ambit Capital |
| Nitin Bhasin | Ambit Capital |
| Clyton Fernandes | Anand Rathi Shares and Stock Brokers Limited |