Bank of India Balance Sheet Health
Financial Health criteria checks 4/6
Bank of India has total assets of ₹10,001.3B and total equity of ₹740.0B. Total deposits are ₹7,782.5B, and total loans are ₹6,036.6B earning a Net Interest Margin of 3%. It has insufficient allowance for bad loans, which are currently at 4.5% of total loans. Cash and short-term investments are ₹817.9B.
Key information
13.5x
Asset to equity ratio
3.0%
Net interest margin
| Total deposits | ₹7.78t |
| Loan to deposit ratio | Appropriate |
| Bad loans | 4.5% |
| Allowance for bad loans | n/a |
| Current ratio | Low |
| Cash & equivalents | ₹817.90b |
Recent financial health updates
No updates
Recent updates
Does Bank of India (NSE:BANKINDIA) Deserve A Spot On Your Watchlist?
Oct 14
With EPS Growth And More, Bank of India (NSE:BANKINDIA) Makes An Interesting Case
Jul 16Bank of India (NSE:BANKINDIA) Is Paying Out A Larger Dividend Than Last Year
Jun 05Bank of India's (NSE:BANKINDIA) Dividend Will Be Increased To ₹2.80
May 21With EPS Growth And More, Bank of India (NSE:BANKINDIA) Makes An Interesting Case
Dec 30Bank of India's (NSE:BANKINDIA) Shareholders Are Down 68% On Their Shares
Jan 18What Type Of Returns Would Bank of India's(NSE:BANKINDIA) Shareholders Have Earned If They Purchased Their SharesFive Years Ago?
Oct 05Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: BANKINDIA's Assets to Equity ratio (13.5x) is moderate.
Allowance for Bad Loans: Insufficient data to determine if BANKINDIA has a sufficient allowance for bad loans.
Low Risk Liabilities: 84% of BANKINDIA's liabilities are made up of primarily low risk sources of funding.
Loan Level: BANKINDIA has an appropriate level of Loans to Assets ratio (60%).
Low Risk Deposits: BANKINDIA's Loans to Deposits ratio (78%) is appropriate.
Level of Bad Loans: BANKINDIA has a high level of bad loans (4.5%).