543335 Stock Overview
Aptus Value Housing Finance India Limited operates as a home loan company in India.
Aptus Value Housing Finance India Competitors
Price History & Performance
|Historical stock prices|
|Current Share Price||₹305.65|
|52 Week High||₹394.95|
|52 Week Low||₹280.55|
|1 Month Change||-8.17%|
|3 Month Change||-14.12%|
|1 Year Change||n/a|
|3 Year Change||n/a|
|5 Year Change||n/a|
|Change since IPO||-11.79%|
Recent News & Updates
|543335||IN Mortgage||IN Market|
Return vs Industry: Insufficient data to determine how 543335 performed against the Indian Mortgage industry.
Return vs Market: Insufficient data to determine how 543335 performed against the Indian Market.
|543335 Average Weekly Movement||6.8%|
|Mortgage Industry Average Movement||5.9%|
|Market Average Movement||7.2%|
|10% most volatile stocks in IN Market||10.0%|
|10% least volatile stocks in IN Market||4.8%|
Stable Share Price: 543335 is not significantly more volatile than the rest of Indian stocks over the past 3 months, typically moving +/- 7% a week.
Volatility Over Time: 543335's weekly volatility (7%) has been stable over the past year.
About the Company
Aptus Value Housing Finance India Limited operates as a home loan company in India. It offers home construction, purchase, renovation, and extension loans; loans against property for construction and purchase; and credit shield and property insurance for self-employed lower- and middle-income customers from semi urban and rural markets. The company also provides finance in the form of loan against immovable properties.
Aptus Value Housing Finance India Fundamentals Summary
|543335 fundamental statistics|
Is 543335 overvalued?See Fair Value and valuation analysis
Earnings & Revenue
|543335 income statement (TTM)|
|Cost of Revenue||₹0|
Last Reported Earnings
Mar 31, 2022
Next Earnings Date
|Earnings per share (EPS)||7.45|
|Net Profit Margin||58.60%|
How did 543335 perform over the long term?See historical performance and comparison
Is Aptus Value Housing Finance India undervalued compared to its fair value and its price relative to the market?
Valuation Score 0/6
Below Fair Value
Significantly Below Fair Value
PE vs Industry
PE vs Market
PB vs Industry
Price to Earnings (PE) ratio
Share Price vs. Fair Value
Below Fair Value: 543335 (₹305.65) is trading above our estimate of fair value (₹122.18)
Significantly Below Fair Value: 543335 is trading above our estimate of fair value.
Price To Earnings Ratio
PE vs Industry: 543335 is poor value based on its PE Ratio (41x) compared to the Indian Mortgage industry average (17.5x).
PE vs Market: 543335 is poor value based on its PE Ratio (41x) compared to the Indian market (20.7x).
Price to Earnings Growth Ratio
PEG Ratio: 543335 is poor value based on its PEG Ratio (2.3x)
Price to Book Ratio
PB vs Industry: 543335 is overvalued based on its PB Ratio (5.2x) compared to the IN Mortgage industry average (1.9x).
How is Aptus Value Housing Finance India forecast to perform in the next 1 to 3 years based on estimates from 6 analysts?
Future Growth Score2/6
Future Growth Score 2/6
Earnings vs Savings Rate
Earnings vs Market
High Growth Earnings
Revenue vs Market
High Growth Revenue
Forecasted annual earnings growth
Earnings and Revenue Growth Forecasts
Analyst Future Growth Forecasts
Earnings vs Savings Rate: 543335's forecast earnings growth (17.6% per year) is above the savings rate (6.7%).
Earnings vs Market: 543335's earnings (17.6% per year) are forecast to grow slower than the Indian market (17.9% per year).
High Growth Earnings: 543335's earnings are forecast to grow, but not significantly.
Revenue vs Market: 543335's revenue (18.5% per year) is forecast to grow faster than the Indian market (11.8% per year).
High Growth Revenue: 543335's revenue (18.5% per year) is forecast to grow slower than 20% per year.
Earnings per Share Growth Forecasts
Future Return on Equity
Future ROE: 543335's Return on Equity is forecast to be low in 3 years time (15.5%).
How has Aptus Value Housing Finance India performed over the past 5 years?
Past Performance Score3/6
Past Performance Score 3/6
Growing Profit Margin
Earnings vs Industry
Historical annual earnings growth
Earnings and Revenue History
Quality Earnings: 543335 has a high level of non-cash earnings.
Growing Profit Margin: 543335's current net profit margins (58.6%) are lower than last year (59.5%).
Past Earnings Growth Analysis
Earnings Trend: 543335's earnings have grown significantly by 29.5% per year over the past 5 years.
Accelerating Growth: 543335's earnings growth over the past year (38.7%) exceeds its 5-year average (29.5% per year).
Earnings vs Industry: 543335 earnings growth over the past year (38.7%) exceeded the Mortgage industry 14.3%.
Return on Equity
High ROE: 543335's Return on Equity (12.7%) is considered low.
How is Aptus Value Housing Finance India's financial position? (This company is analysed differently as a bank or financial institution)
Financial Health Score1/6
Financial Health Score 1/6
Allowance for Bad Loans
Low Risk Liabilities
Low Risk Deposits
Level of Bad Loans
Financial Position Analysis
Debt to Equity History and Analysis
Financial Institutions Analysis
Asset Level: 543335's Assets to Equity ratio (1.9x) is low.
Allowance for Bad Loans: Insufficient data to determine if 543335 has a sufficient allowance for bad loans.
Low Risk Liabilities: 543335 reports no customer deposits, 100% of its liabilities are made up of higher risk sources of funding.
Loan Level: Insufficient data to determine if 543335 has an appropriate level of Loans to Assets ratio.
Low Risk Deposits: 543335 reports no customer deposits, loans are made up entirely of externally borrowed funds.
Level of Bad Loans: Insufficient data to determine if 543335 has an appropriate level of bad loans.
What is Aptus Value Housing Finance India current dividend yield, its reliability and sustainability?
Dividend Score 0/6
Future Dividend Coverage
Dividend Yield vs Market
Notable Dividend: Unable to evaluate 543335's dividend yield against the bottom 25% of dividend payers, as the company has not reported any recent payouts.
High Dividend: Unable to evaluate 543335's dividend yield against the top 25% of dividend payers, as the company has not reported any recent payouts.
Stability and Growth of Payments
Stable Dividend: Insufficient data to determine if 543335's dividends per share have been stable in the past.
Growing Dividend: Insufficient data to determine if 543335's dividend payments have been increasing.
Current Payout to Shareholders
Earnings Coverage: Insufficient data to calculate payout ratio to determine if its dividend payments are covered by earnings.
Future Payout to Shareholders
Future Dividend Coverage: No need to calculate the sustainability of 543335's dividend in 3 years as they are not forecast to pay a notable one for the Indian market.
Discover strong dividend paying companies
How experienced are the management team and are they aligned to shareholders interests?
Average board tenure
M. Anandan (70 yo)
Mr. M. Anandan serves as the Chairman of the Board and Managing Director of Aptus Value Housing Finance India Ltd. Mr. Anandan served as the Managing Director of Cholamandalam MS General Insurance Company...
CEO Compensation Analysis
Compensation vs Market: M.'s total compensation ($USD773.39K) is above average for companies of similar size in the Indian market ($USD450.14K).
Compensation vs Earnings: M.'s compensation has increased by more than 20% in the past year.
Experienced Board: 543335's board of directors are not considered experienced ( 2 years average tenure), which suggests a new board.
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.
Dilution of Shares: 543335 only recently listed within the past 12 months.
Aptus Value Housing Finance India Limited's employee growth, exchange listings and data sources
- Name: Aptus Value Housing Finance India Limited
- Ticker: 543335
- Exchange: BSE
- Founded: 2009
- Industry: Thrifts and Mortgage Finance
- Sector: Banks
- Implied Market Cap: ₹151.883b
- Shares outstanding: 496.92m
- Website: https://www.aptusindia.com
Number of Employees
- Aptus Value Housing Finance India Limited
- 8B, Doshi Towers
- 205, Poonamalle High Road
- Tamil Nadu
Company Analysis and Financial Data Status
|Data||Last Updated (UTC time)|
|Company Analysis||2022/05/19 00:00|
|End of Day Share Price||2022/05/19 00:00|
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.