Suryoday Small Finance Bank Balance Sheet Health
Financial Health criteria checks 4/6
Suryoday Small Finance Bank has total assets of ₹135.0B and total equity of ₹19.3B. Total deposits are ₹88.5B, and total loans are ₹88.1B earning a Net Interest Margin of 9.8%. It has insufficient allowance for bad loans, which are currently at 3.1% of total loans. Cash and short-term investments are ₹7.8B.
Key information
7x
Asset to equity ratio
9.8%
Net interest margin
| Total deposits | ₹88.51b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 3.1% |
| Allowance for bad loans | Low |
| Current ratio | Low |
| Cash & equivalents | ₹7.81b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: 543279's Assets to Equity ratio (7x) is low.
Allowance for Bad Loans: 543279 has a low allowance for bad loans (71%).
Low Risk Liabilities: 76% of 543279's liabilities are made up of primarily low risk sources of funding.
Loan Level: 543279 has an appropriate level of Loans to Assets ratio (65%).
Low Risk Deposits: 543279's Loans to Deposits ratio (100%) is appropriate.
Level of Bad Loans: 543279 has a high level of bad loans (3.1%).