Ujjivan Small Finance Bank Balance Sheet Health
Financial Health criteria checks 6/6
Ujjivan Small Finance Bank has total assets of ₹386.8B and total equity of ₹47.7B. Total deposits are ₹291.4B, and total loans are ₹243.3B. It earns a Net Interest Margin of 9.5%. It has sufficient allowance for bad loans, which are currently at 1% of total loans. Cash and short-term investments are ₹18.5B.
Key information
8.1x
Asset to equity ratio
9.5%
Net interest margin
Total deposits | ₹291.39b |
Loan to deposit ratio | Appropriate |
Bad loans | 1.0% |
Allowance for bad loans | Sufficient |
Current ratio | Low |
Cash & equivalents | ₹18.47b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: 542904's Assets to Equity ratio (8.1x) is low.
Allowance for Bad Loans: 542904 has a sufficient allowance for bad loans (5848%).
Low Risk Liabilities: 86% of 542904's liabilities are made up of primarily low risk sources of funding.
Loan Level: 542904 has an appropriate level of Loans to Assets ratio (63%).
Low Risk Deposits: 542904's Loans to Deposits ratio (83%) is appropriate.
Level of Bad Loans: 542904 has an appropriate level of bad loans (1%).