Bandhan Bank Balance Sheet Health
Financial Health criteria checks 4/6
Bandhan Bank has total assets of ₹1,524.4B and total equity of ₹207.9B. Total deposits are ₹1,120.8B, and total loans are ₹1,020.3B earning a Net Interest Margin of 7.2%. It has insufficient allowance for bad loans, which are currently at 7.7% of total loans. Cash and short-term investments are ₹76.7B.
Key information
7.3x
Asset to equity ratio
7.2%
Net interest margin
Total deposits | ₹1.12t |
Loan to deposit ratio | Appropriate |
Bad loans | 7.7% |
Allowance for bad loans | Low |
Current ratio | Low |
Cash & equivalents | ₹76.68b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: 541153's Assets to Equity ratio (7.3x) is low.
Allowance for Bad Loans: 541153 has a low allowance for bad loans (77%).
Low Risk Liabilities: 85% of 541153's liabilities are made up of primarily low risk sources of funding.
Loan Level: 541153 has an appropriate level of Loans to Assets ratio (67%).
Low Risk Deposits: 541153's Loans to Deposits ratio (91%) is appropriate.
Level of Bad Loans: 541153 has a high level of bad loans (7.7%).