Bandhan Bank Balance Sheet Health

Financial Health criteria checks 4/6

Bandhan Bank has total assets of ₹1,797.7B and total equity of ₹237.1B. Total deposits are ₹1,425.1B, and total loans are ₹1,260.6B earning a Net Interest Margin of 7.4%. It has insufficient allowance for bad loans, which are currently at 4.8% of total loans. Cash and short-term investments are ₹101.6B.

Key information

7.6x

Asset to equity ratio

7.4%

Net interest margin

Total deposits

₹1.43t

Loan to deposit ratio

Appropriate

Bad loans

4.8%

Allowance for bad loans

Low

Current ratio

Low

Cash & equivalents

₹101.60b

Recent financial health updates

No updates

Recent updates

Financial Position Analysis


Debt to Equity History and Analysis


Balance Sheet


Financial Institutions Analysis

Asset Level: 541153's Assets to Equity ratio (7.6x) is low.

Allowance for Bad Loans: 541153 has a low allowance for bad loans (72%).

Low Risk Liabilities: 91% of 541153's liabilities are made up of primarily low risk sources of funding.

Loan Level: 541153 has an appropriate level of Loans to Assets ratio (70%).

Low Risk Deposits: 541153's Loans to Deposits ratio (88%) is appropriate.

Level of Bad Loans: 541153 has a high level of bad loans (4.8%).


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