UCO Bank Balance Sheet Health
Financial Health criteria checks 4/6
UCO Bank has total assets of ₹3,235.5B and total equity of ₹272.1B. Total deposits are ₹2,631.3B, and total loans are ₹1,820.2B earning a Net Interest Margin of 2.9%. It has insufficient allowance for bad loans, which are currently at 4% of total loans. Cash and short-term investments are ₹102.0B.
Key information
11.9x
Asset to equity ratio
2.9%
Net interest margin
Total deposits | ₹2.63t |
Loan to deposit ratio | Appropriate |
Bad loans | 4.0% |
Allowance for bad loans | n/a |
Current ratio | Low |
Cash & equivalents | ₹101.97b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: 532505's Assets to Equity ratio (11.9x) is moderate.
Allowance for Bad Loans: Insufficient data to determine if 532505 has a sufficient allowance for bad loans.
Low Risk Liabilities: 89% of 532505's liabilities are made up of primarily low risk sources of funding.
Loan Level: 532505 has an appropriate level of Loans to Assets ratio (56%).
Low Risk Deposits: 532505's Loans to Deposits ratio (69%) is appropriate.
Level of Bad Loans: 532505 has a high level of bad loans (4%).