The South Indian Bank Limited

BSE:532218 Stock Report

Market Cap: ₹67.9b

South Indian Bank Past Earnings Performance

Past criteria checks 4/6

South Indian Bank has been growing earnings at an average annual rate of 51.6%, while the Banks industry saw earnings growing at 38.3% annually. Revenues have been growing at an average rate of 22.8% per year. South Indian Bank's return on equity is 12.9%, and it has net margins of 25.2%.

Key information

51.6%

Earnings growth rate

48.4%

EPS growth rate

Banks Industry Growth38.0%
Revenue growth rate22.8%
Return on equity12.9%
Net Margin25.2%
Last Earnings Update30 Sep 2024

Recent past performance updates

Recent updates

Revenue & Expenses Breakdown

How South Indian Bank makes and spends money. Based on latest reported earnings, on an LTM basis.

Earnings and Revenue History

BSE:532218 Revenue, expenses and earnings (INR Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
30 Sep 2447,98512,11422,4390
30 Jun 2447,11711,61517,2230
31 Mar 2445,07610,70222,2250
31 Dec 2344,90411,16420,9050
30 Sep 2340,1719,14019,6550
30 Jun 2336,8448,62414,0550
31 Mar 2334,2437,75317,7730
31 Dec 2229,8557,13816,7370
30 Sep 2226,8465,60416,5010
30 Jun 2221,4731,50016,2990
31 Mar 2219,34244816,1160
31 Dec 2117,489-2,20416,7590
30 Sep 2116,676-2,61716,8750
30 Jun 2119,795-9512,3550
31 Mar 2120,61161916,7640
31 Dec 2017,886-88615,9140
30 Sep 2019,82893615,0280
30 Jun 2019,3341,1309,9800
31 Mar 2018,6721,04613,7330
31 Dec 1921,1693,18813,0150
30 Sep 1920,5893,12112,6420
30 Jun 1919,9142,97812,2720
31 Mar 1918,8742,47512,1470
31 Dec 1818,9382,91111,4140
30 Sep 1819,0453,22311,2410
30 Jun 1817,7482,56510,9590
31 Mar 1818,2183,34910,5180
31 Dec 1717,1112,96310,0190
30 Sep 1716,6662,9279,9220
30 Jun 1717,9943,9899,9170
31 Mar 1717,7663,9259,9230
31 Dec 1617,3783,8999,9690
30 Sep 1617,4653,8029,8910
30 Jun 1617,2583,63010,0020
31 Mar 1616,5753,3339,9000
31 Dec 1514,4842,76611,5990
30 Sep 1515,3232,6299,0680
30 Jun 1514,4652,4588,6300
31 Mar 1514,4923,0728,5140
31 Dec 1415,5094,1558,4710
30 Sep 1415,8974,6898,1950
30 Jun 1416,3925,1938,0790
31 Mar 1416,1185,0757,7920

Quality Earnings: 532218 has high quality earnings.

Growing Profit Margin: 532218's current net profit margins (25.2%) are higher than last year (22.8%).

Free Cash Flow vs Earnings Analysis

Past Earnings Growth Analysis

Earnings Trend: 532218's earnings have grown significantly by 51.6% per year over the past 5 years.

Accelerating Growth: 532218's earnings growth over the past year (32.5%) is below its 5-year average (51.6% per year).

Earnings vs Industry: 532218 earnings growth over the past year (32.5%) exceeded the Banks industry 15%.

Return on Equity

High ROE: 532218's Return on Equity (12.9%) is considered low.

Return on Assets

Return on Capital Employed

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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/01/02 06:47
End of Day Share Price 2025/01/02 00:00
Earnings2024/09/30
Annual Earnings2024/03/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

The South Indian Bank Limited is covered by 30 analysts. 6 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Pankaj AgarwalAmbit Capital
Nitin BhasinAmbit Capital
Yuvraj ChoudharyAnand Rathi Shares and Stock Brokers Limited