Jammu and Kashmir Bank Balance Sheet Health
Financial Health criteria checks 4/6
Jammu and Kashmir Bank has total assets of ₹1,485.0B and total equity of ₹117.8B. Total deposits are ₹1,285.3B, and total loans are ₹897.5B earning a Net Interest Margin of 3.9%. It has insufficient allowance for bad loans, which are currently at 5% of total loans. Cash and short-term investments are ₹69.9B.
Key information
12.6x
Asset to equity ratio
3.9%
Net interest margin
Total deposits | ₹1.29t |
Loan to deposit ratio | Appropriate |
Bad loans | 5.0% |
Allowance for bad loans | n/a |
Current ratio | Low |
Cash & equivalents | ₹69.86b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: 532209's Assets to Equity ratio (12.6x) is moderate.
Allowance for Bad Loans: Insufficient data to determine if 532209 has a sufficient allowance for bad loans.
Low Risk Liabilities: 94% of 532209's liabilities are made up of primarily low risk sources of funding.
Loan Level: 532209 has an appropriate level of Loans to Assets ratio (60%).
Low Risk Deposits: 532209's Loans to Deposits ratio (70%) is appropriate.
Level of Bad Loans: 532209 has a high level of bad loans (5%).