State Bank of India Balance Sheet Health
Financial Health criteria checks 4/6
State Bank of India has total assets of ₹67,337.8B and total equity of ₹4,305.6B. Total deposits are ₹49,665.4B, and total loans are ₹37,842.7B earning a Net Interest Margin of 3.3%. It has insufficient allowance for bad loans, which are currently at 2.2% of total loans. Cash and short-term investments are ₹1,198.1B.
Key information
15.6x
Asset to equity ratio
3.3%
Net interest margin
Total deposits | ₹49.67t |
Loan to deposit ratio | Appropriate |
Bad loans | 2.2% |
Allowance for bad loans | Low |
Current ratio | Low |
Cash & equivalents | ₹1.20t |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: 500112's Assets to Equity ratio (15.6x) is moderate.
Allowance for Bad Loans: 500112 has a low allowance for bad loans (1%).
Low Risk Liabilities: 79% of 500112's liabilities are made up of primarily low risk sources of funding.
Loan Level: 500112 has an appropriate level of Loans to Assets ratio (56%).
Low Risk Deposits: 500112's Loans to Deposits ratio (76%) is appropriate.
Level of Bad Loans: 500112 has a high level of bad loans (2.2%).