Bank of Ireland Group plc

ISE:BIRG Stock Report

Market Cap: €8.7b

Bank of Ireland Group Past Earnings Performance

Past criteria checks 4/6

Bank of Ireland Group has been growing earnings at an average annual rate of 43.6%, while the Banks industry saw earnings growing at 18% annually. Revenues have been growing at an average rate of 14.7% per year. Bank of Ireland Group's return on equity is 12.9%, and it has net margins of 36.5%.

Key information

43.6%

Earnings growth rate

43.9%

EPS growth rate

Banks Industry Growth10.6%
Revenue growth rate14.7%
Return on equity12.9%
Net Margin36.5%
Last Earnings Update30 Jun 2024

Recent past performance updates

Recent updates

Revenue & Expenses Breakdown

How Bank of Ireland Group makes and spends money. Based on latest reported earnings, on an LTM basis.

Earnings and Revenue History

ISE:BIRG Revenue, expenses and earnings (EUR Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
30 Jun 244,2161,5381,7980
31 Mar 244,1531,5121,7750
31 Dec 234,0891,4861,7520
30 Sep 233,9021,4011,7070
30 Jun 233,7071,3161,6610
31 Mar 233,3321,0491,6430
31 Dec 222,9577811,6250
30 Sep 223,0208571,6200
30 Jun 223,0829331,6150
31 Mar 223,1349571,5960
31 Dec 213,1859801,5760
30 Sep 212,9026371,5490
30 Jun 212,6182931,5220
31 Mar 212,072-2421,5320
31 Dec 201,525-7771,5420
30 Sep 201,568-6481,5490
30 Jun 201,611-5191,5560
31 Mar 202,138-381,5720
31 Dec 192,6644431,5870
30 Sep 192,7064541,5820
30 Jun 192,7484651,5760
31 Mar 192,7975431,5650
31 Dec 182,8466201,5530
30 Sep 182,9076261,6310
30 Jun 182,9676321,7090
31 Mar 182,9526341,7280
31 Dec 172,9376361,7470
30 Sep 172,9007051,7010
30 Jun 172,8627731,6550
31 Mar 172,8977861,6550
31 Dec 162,9317991,6540
30 Sep 162,9206891,6700
30 Jun 162,9095791,6850
31 Mar 162,9396621,6720
31 Dec 152,9697451,6580
30 Sep 152,9188321,6370
30 Jun 152,8669191,6150
31 Mar 152,6377821,5880
31 Dec 142,4076451,5600
30 Sep 142,0143901,6830
30 Jun 141,6201341,8060
31 Mar 141,229-2821,6440
31 Dec 13837-6981,4820

Quality Earnings: BIRG has high quality earnings.

Growing Profit Margin: BIRG's current net profit margins (36.5%) are higher than last year (35.5%).

Free Cash Flow vs Earnings Analysis

Past Earnings Growth Analysis

Earnings Trend: BIRG's earnings have grown significantly by 43.6% per year over the past 5 years.

Accelerating Growth: BIRG's earnings growth over the past year (16.9%) is below its 5-year average (43.6% per year).

Earnings vs Industry: BIRG earnings growth over the past year (16.9%) exceeded the Banks industry 12.6%.

Return on Equity

High ROE: BIRG's Return on Equity (12.9%) is considered low.

Return on Assets

Return on Capital Employed

Discover strong past performing companies

7D

1Y

7D

1Y

7D

1Y

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2024/12/25 20:08
End of Day Share Price 2024/12/24 00:00
Earnings2024/06/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Bank of Ireland Group plc is covered by 36 analysts. 11 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
David GrinsztajnAlphaValue
Rohith Chandra-RajanBarclays
Grace DarganBarclays