Paninvest Past Earnings Performance
Past criteria checks 3/6
Paninvest's earnings have been declining at an average annual rate of -6.5%, while the Insurance industry saw earnings declining at 5.7% annually. Revenues have been growing at an average rate of 15.8% per year. Paninvest's return on equity is 5.6%, and it has net margins of 2.9%.
Key information
-6.5%
Earnings growth rate
-6.5%
EPS growth rate
| Insurance Industry Growth | -0.06% |
| Revenue growth rate | 15.8% |
| Return on equity | 5.6% |
| Net Margin | 2.9% |
| Last Earnings Update | 31 Dec 2023 |
Recent past performance updates
Recent updates
Revenue & Expenses BreakdownBeta
How Paninvest makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 31 Dec 23 | 18,176,182 | 534,147 | 5,347,797 | 0 |
| 30 Sep 23 | 2,389,676 | 1,077,489 | 386,632 | 0 |
| 30 Jun 23 | 2,573,082 | 1,261,489 | 360,560 | 0 |
| 31 Mar 23 | 2,867,627 | 1,591,796 | 345,523 | 0 |
| 31 Dec 22 | 17,926,976 | 511,824 | 4,910,612 | 0 |
| 30 Sep 22 | 3,519,033 | 1,563,150 | 400,785 | 0 |
| 30 Jun 22 | 3,491,322 | 1,326,496 | 428,633 | 0 |
| 31 Mar 22 | 3,062,480 | 821,113 | 419,506 | 0 |
| 31 Dec 21 | 2,846,545 | 819,323 | 389,833 | 0 |
| 30 Sep 21 | 3,352,013 | 1,139,188 | 429,453 | 0 |
| 30 Jun 21 | 3,178,852 | 1,164,155 | 453,790 | 0 |
| 31 Mar 21 | 3,590,060 | 1,266,761 | 468,352 | 0 |
| 31 Dec 20 | 2,972,113 | 1,051,980 | 484,701 | 0 |
| 30 Sep 20 | 2,769,872 | 1,078,300 | 399,288 | 0 |
| 30 Jun 20 | 3,155,012 | 1,038,725 | 416,474 | 0 |
| 31 Mar 20 | 3,070,110 | 996,905 | 397,668 | 0 |
| 31 Dec 19 | 4,681,930 | 1,379,385 | 422,057 | 0 |
| 30 Sep 19 | 5,511,895 | 1,482,815 | 478,010 | 0 |
| 30 Jun 19 | 5,418,725 | 1,502,223 | 415,606 | 0 |
| 31 Mar 19 | 5,389,062 | 1,445,861 | 442,208 | 0 |
| 31 Dec 18 | 4,545,433 | 1,265,045 | 431,862 | 0 |
| 30 Sep 18 | 4,168,328 | 1,046,252 | 386,953 | 0 |
| 30 Jun 18 | 4,857,768 | 990,979 | 435,529 | 0 |
| 31 Mar 18 | 5,197,483 | 1,029,675 | 431,721 | 0 |
| 31 Dec 17 | 5,376,855 | 1,044,773 | 421,124 | 0 |
| 30 Sep 17 | 5,886,042 | 1,714,918 | 596,832 | 0 |
| 30 Jun 17 | 4,723,894 | 1,555,227 | 385,733 | 0 |
| 31 Mar 17 | 4,888,828 | 1,520,014 | 429,062 | 0 |
| 31 Dec 16 | 5,183,785 | 1,465,446 | 476,346 | 0 |
| 30 Sep 16 | 3,601,303 | 513,184 | 278,647 | 0 |
| 30 Jun 16 | 3,969,664 | 450,795 | 491,136 | 0 |
| 31 Mar 16 | 4,484,353 | 387,912 | 448,184 | 0 |
| 31 Dec 15 | 4,389,788 | 444,495 | 395,493 | 0 |
| 30 Sep 15 | 6,464,403 | 686,103 | 652,806 | 0 |
| 30 Jun 15 | 6,314,042 | 859,417 | 589,787 | 0 |
| 31 Mar 15 | 5,548,858 | 968,694 | 562,169 | 0 |
| 31 Dec 14 | 5,536,499 | 943,149 | 485,521 | 0 |
| 30 Sep 14 | 3,640,008 | 925,842 | 234,270 | 0 |
| 30 Jun 14 | 3,781,280 | 880,405 | 223,871 | 0 |
| 31 Mar 14 | 3,539,189 | 792,879 | 195,006 | 0 |
| 31 Dec 13 | 3,701,790 | 795,403 | 201,087 | 0 |
| 30 Sep 13 | 3,756,688 | 762,296 | 191,547 | 0 |
| 30 Jun 13 | 3,529,947 | 542,561 | 175,214 | 0 |
Quality Earnings: PNIN has a large one-off loss of IDR2,757.9B impacting its last 12 months of financial results to 31st December, 2023.
Growing Profit Margin: PNIN's current net profit margins (2.9%) are higher than last year (2.9%).
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: PNIN's earnings have declined by 6.5% per year over the past 5 years.
Accelerating Growth: PNIN's earnings growth over the past year (4.4%) exceeds its 5-year average (-6.5% per year).
Earnings vs Industry: PNIN earnings growth over the past year (4.4%) exceeded the Insurance industry 4.4%.
Return on Equity
High ROE: PNIN's Return on Equity (5.6%) is considered low.