PT Asuransi Ramayana Tbk

IDX:ASRM Stock Report

Market Cap: Rp396.8b

Asuransi Ramayana Past Earnings Performance

Past criteria checks 2/6

Asuransi Ramayana has been growing earnings at an average annual rate of 6.5%, while the Insurance industry saw earnings declining at 5.4% annually. Revenues have been growing at an average rate of 10.5% per year. Asuransi Ramayana's return on equity is 11.2%, and it has net margins of 4.6%.

Key information

6.5%

Earnings growth rate

6.4%

EPS growth rate

Insurance Industry Growth-0.06%
Revenue growth rate10.5%
Return on equity11.2%
Net Margin4.6%
Last Earnings Update30 Sep 2024

Recent past performance updates

Recent updates

Revenue & Expenses Breakdown

How Asuransi Ramayana makes and spends money. Based on latest reported earnings, on an LTM basis.

Earnings and Revenue History

IDX:ASRM Revenue, expenses and earnings (IDR Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
30 Sep 241,705,69478,594413,9150
30 Jun 241,735,45479,787360,2790
31 Mar 241,976,33978,204370,5620
31 Dec 231,961,66388,787352,4450
30 Sep 231,987,31088,246354,5120
30 Jun 232,055,11692,516352,5890
31 Mar 232,024,07199,460335,2110
31 Dec 222,016,14086,492330,2210
30 Sep 221,892,32862,014283,3870
30 Jun 221,770,22858,453272,4920
31 Mar 221,715,30651,968264,4350
31 Dec 211,612,12464,957258,6610
30 Sep 211,545,50170,857270,1420
30 Jun 211,465,46771,767246,8090
31 Mar 211,390,63668,624244,8690
31 Dec 201,349,74565,545248,8010
30 Sep 201,312,32660,952242,0340
30 Jun 201,350,75763,958270,0220
31 Mar 201,260,60070,349280,7570
31 Dec 191,197,41462,865275,4430
30 Sep 191,131,47470,857253,0450
30 Jun 191,114,73478,473276,9090
31 Mar 19992,63679,607269,3180
31 Dec 18928,71376,589282,4950
30 Sep 18968,79367,539291,4270
30 Jun 18869,69246,411236,3350
31 Mar 18875,52359,965236,0960
31 Dec 17843,12960,924240,1770
30 Sep 17771,12355,267225,7550
30 Jun 17793,07562,914248,5930
31 Mar 17799,63863,602257,3670
31 Dec 16777,86163,378252,3360
30 Sep 16780,17867,894263,4370
30 Jun 16744,35966,405265,8260
31 Mar 16734,24065,248251,4940
31 Dec 15686,21463,857219,4560
30 Sep 15682,58177,591195,9000
30 Jun 15655,88781,777170,4680
31 Mar 15625,76165,803157,4110
31 Dec 14587,15758,401150,1220
30 Sep 14540,41542,688157,9210
30 Jun 14486,66440,646156,5520
31 Mar 14417,38634,474144,4930
31 Dec 13403,47933,719139,8280

Quality Earnings: ASRM has a high level of non-cash earnings.

Growing Profit Margin: ASRM's current net profit margins (4.6%) are higher than last year (4.4%).

Free Cash Flow vs Earnings Analysis

Past Earnings Growth Analysis

Earnings Trend: ASRM's earnings have grown by 6.5% per year over the past 5 years.

Accelerating Growth: ASRM's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.

Earnings vs Industry: ASRM had negative earnings growth (-10.9%) over the past year, making it difficult to compare to the Insurance industry average (27.4%).

Return on Equity

High ROE: ASRM's Return on Equity (11.2%) is considered low.

Return on Assets

Return on Capital Employed

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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2024/12/22 04:16
End of Day Share Price 2024/12/20 00:00
Earnings2024/09/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

PT Asuransi Ramayana Tbk is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

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