Asuransi Ramayana Past Earnings Performance
Past criteria checks 2/6
Asuransi Ramayana has been growing earnings at an average annual rate of 6.5%, while the Insurance industry saw earnings declining at 6.8% annually. Revenues have been growing at an average rate of 10.5% per year. Asuransi Ramayana's return on equity is 11.2%, and it has net margins of 4.6%.
Key information
6.5%
Earnings growth rate
6.4%
EPS growth rate
| Insurance Industry Growth | -0.06% |
| Revenue growth rate | 10.5% |
| Return on equity | 11.2% |
| Net Margin | 4.6% |
| Last Earnings Update | 30 Sep 2024 |
Recent past performance updates
Recent updates
Revenue & Expenses Breakdown
How Asuransi Ramayana makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 30 Sep 24 | 1,705,694 | 78,594 | 413,915 | 0 |
| 30 Jun 24 | 1,735,454 | 79,787 | 360,279 | 0 |
| 31 Mar 24 | 1,976,339 | 78,204 | 370,562 | 0 |
| 31 Dec 23 | 1,961,663 | 88,787 | 352,445 | 0 |
| 30 Sep 23 | 1,987,310 | 88,246 | 354,512 | 0 |
| 30 Jun 23 | 2,055,116 | 92,516 | 352,589 | 0 |
| 31 Mar 23 | 2,024,071 | 99,460 | 335,211 | 0 |
| 31 Dec 22 | 2,016,140 | 86,492 | 330,221 | 0 |
| 30 Sep 22 | 1,892,328 | 62,014 | 283,387 | 0 |
| 30 Jun 22 | 1,770,228 | 58,453 | 272,492 | 0 |
| 31 Mar 22 | 1,715,306 | 51,968 | 264,435 | 0 |
| 31 Dec 21 | 1,612,124 | 64,957 | 258,661 | 0 |
| 30 Sep 21 | 1,545,501 | 70,857 | 270,142 | 0 |
| 30 Jun 21 | 1,465,467 | 71,767 | 246,809 | 0 |
| 31 Mar 21 | 1,390,636 | 68,624 | 244,869 | 0 |
| 31 Dec 20 | 1,349,745 | 65,545 | 248,801 | 0 |
| 30 Sep 20 | 1,312,326 | 60,952 | 242,034 | 0 |
| 30 Jun 20 | 1,350,757 | 63,958 | 270,022 | 0 |
| 31 Mar 20 | 1,260,600 | 70,349 | 280,757 | 0 |
| 31 Dec 19 | 1,197,414 | 62,865 | 275,443 | 0 |
| 30 Sep 19 | 1,131,474 | 70,857 | 253,045 | 0 |
| 30 Jun 19 | 1,114,734 | 78,473 | 276,909 | 0 |
| 31 Mar 19 | 992,636 | 79,607 | 269,318 | 0 |
| 31 Dec 18 | 928,713 | 76,589 | 282,495 | 0 |
| 30 Sep 18 | 968,793 | 67,539 | 291,427 | 0 |
| 30 Jun 18 | 869,692 | 46,411 | 236,335 | 0 |
| 31 Mar 18 | 875,523 | 59,965 | 236,096 | 0 |
| 31 Dec 17 | 843,129 | 60,924 | 240,177 | 0 |
| 30 Sep 17 | 771,123 | 55,267 | 225,755 | 0 |
| 30 Jun 17 | 793,075 | 62,914 | 248,593 | 0 |
| 31 Mar 17 | 799,638 | 63,602 | 257,367 | 0 |
| 31 Dec 16 | 777,861 | 63,378 | 252,336 | 0 |
| 30 Sep 16 | 780,178 | 67,894 | 263,437 | 0 |
| 30 Jun 16 | 744,359 | 66,405 | 265,826 | 0 |
| 31 Mar 16 | 734,240 | 65,248 | 251,494 | 0 |
| 31 Dec 15 | 686,214 | 63,857 | 219,456 | 0 |
| 30 Sep 15 | 682,581 | 77,591 | 195,900 | 0 |
| 30 Jun 15 | 655,887 | 81,777 | 170,468 | 0 |
| 31 Mar 15 | 625,761 | 65,803 | 157,411 | 0 |
| 31 Dec 14 | 587,157 | 58,401 | 150,122 | 0 |
| 30 Sep 14 | 540,415 | 42,688 | 157,921 | 0 |
| 30 Jun 14 | 486,664 | 40,646 | 156,552 | 0 |
| 31 Mar 14 | 417,386 | 34,474 | 144,493 | 0 |
| 31 Dec 13 | 403,479 | 33,719 | 139,828 | 0 |
Quality Earnings: ASRM has a high level of non-cash earnings.
Growing Profit Margin: ASRM's current net profit margins (4.6%) are higher than last year (4.4%).
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: ASRM's earnings have grown by 6.5% per year over the past 5 years.
Accelerating Growth: ASRM's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.
Earnings vs Industry: ASRM had negative earnings growth (-10.9%) over the past year, making it difficult to compare to the Insurance industry average (20.7%).
Return on Equity
High ROE: ASRM's Return on Equity (11.2%) is considered low.