Trust Finance Indonesia Past Earnings Performance
Past criteria checks 2/6
Trust Finance Indonesia has been growing earnings at an average annual rate of 10.1%, while the Consumer Finance industry saw earnings growing at 14.4% annually. Revenues have been growing at an average rate of 5.4% per year. Trust Finance Indonesia's return on equity is 6.9%, and it has net margins of 48.2%.
Key information
10.1%
Earnings growth rate
10.1%
EPS growth rate
| Consumer Finance Industry Growth | 11.7% |
| Revenue growth rate | 5.4% |
| Return on equity | 6.9% |
| Net Margin | 48.2% |
| Last Earnings Update | 31 Dec 2023 |
Recent past performance updates
Recent updates
Revenue & Expenses BreakdownBeta
How Trust Finance Indonesia makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 31 Dec 23 | 53,893 | 25,994 | 18,035 | 0 |
| 30 Sep 23 | 52,944 | 25,883 | 17,835 | 0 |
| 30 Jun 23 | 52,882 | 26,074 | 17,521 | 0 |
| 31 Mar 23 | 52,283 | 25,941 | 17,206 | 0 |
| 31 Dec 22 | 49,154 | 23,892 | 16,951 | 0 |
| 30 Sep 22 | 47,929 | 23,124 | 16,678 | 0 |
| 30 Jun 22 | 45,344 | 21,799 | 16,630 | 0 |
| 31 Mar 22 | 44,615 | 21,534 | 16,182 | 0 |
| 31 Dec 21 | 47,625 | 23,907 | 15,912 | 0 |
| 30 Sep 21 | 48,143 | 26,378 | 16,232 | 0 |
| 30 Jun 21 | 47,138 | 24,081 | 16,998 | 0 |
| 31 Mar 21 | 44,015 | 20,536 | 17,697 | 0 |
| 31 Dec 20 | 41,856 | 18,139 | 18,700 | 0 |
| 30 Sep 20 | 35,894 | 11,249 | 19,633 | 0 |
| 30 Jun 20 | 37,555 | 13,155 | 19,585 | 0 |
| 31 Mar 20 | 42,403 | 17,073 | 20,360 | 0 |
| 31 Dec 19 | 41,780 | 16,955 | 20,144 | 0 |
| 30 Sep 19 | 45,826 | 20,095 | 21,466 | 0 |
| 30 Jun 19 | 44,017 | 18,809 | 20,601 | 0 |
| 31 Mar 19 | 42,608 | 18,218 | 19,267 | 0 |
| 31 Dec 18 | 41,716 | 17,631 | 18,480 | 0 |
| 30 Sep 18 | 40,567 | 16,513 | 16,259 | 0 |
| 30 Jun 18 | 40,444 | 16,879 | 15,972 | 0 |
| 31 Mar 18 | 37,520 | 14,158 | 16,020 | 0 |
| 31 Dec 17 | 36,254 | 13,345 | 16,112 | 0 |
| 30 Sep 17 | 34,139 | 11,909 | 15,463 | 0 |
| 30 Jun 17 | 33,075 | 11,084 | 15,433 | 0 |
| 31 Mar 17 | 32,467 | 11,397 | 14,999 | 0 |
| 31 Dec 16 | 31,344 | 10,649 | 14,583 | 0 |
| 30 Sep 16 | 32,273 | 12,126 | 14,496 | 0 |
| 30 Jun 16 | 31,092 | 10,449 | 15,497 | 0 |
| 31 Mar 16 | 29,386 | 9,422 | 15,069 | 0 |
| 31 Dec 15 | 29,899 | 9,493 | 15,234 | 0 |
| 30 Sep 15 | 31,894 | 9,819 | 15,163 | 0 |
| 30 Jun 15 | 29,904 | 7,952 | 14,875 | 0 |
| 31 Mar 15 | 32,314 | 9,804 | 14,409 | 0 |
| 31 Dec 14 | 32,678 | 10,146 | 14,221 | 0 |
| 30 Sep 14 | 35,935 | 13,494 | 14,360 | 0 |
| 30 Jun 14 | 37,383 | 13,359 | 14,725 | 0 |
| 31 Mar 14 | 38,927 | 14,163 | 14,964 | 0 |
| 31 Dec 13 | 41,071 | 15,671 | 14,768 | 0 |
| 30 Sep 13 | 41,036 | 14,204 | 21,256 | 0 |
| 30 Jun 13 | 44,181 | 17,883 | 20,424 | 0 |
Quality Earnings: TRUS has high quality earnings.
Growing Profit Margin: TRUS's current net profit margins (48.2%) are lower than last year (48.6%).
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: TRUS's earnings have grown by 10.1% per year over the past 5 years.
Accelerating Growth: TRUS's earnings growth over the past year (8.8%) is below its 5-year average (10.1% per year).
Earnings vs Industry: TRUS earnings growth over the past year (8.8%) did not outperform the Consumer Finance industry 19.6%.
Return on Equity
High ROE: TRUS's Return on Equity (6.9%) is considered low.