Mandala Multifinance Past Earnings Performance
Past criteria checks 2/6
Mandala Multifinance has been growing earnings at an average annual rate of 10%, while the Consumer Finance industry saw earnings growing at 20.6% annually. Revenues have been growing at an average rate of 6% per year. Mandala Multifinance's return on equity is 10.9%, and it has net margins of 26%.
Key information
10.0%
Earnings growth rate
10.0%
EPS growth rate
| Consumer Finance Industry Growth | 11.7% |
| Revenue growth rate | 6.0% |
| Return on equity | 10.9% |
| Net Margin | 26.0% |
| Last Earnings Update | 30 Sep 2024 |
Recent past performance updates
No updates
Recent updates
Revenue & Expenses Breakdown
How Mandala Multifinance makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 30 Sep 24 | 1,572,425 | 408,375 | 968,896 | 0 |
| 30 Jun 24 | 1,527,630 | 394,724 | 952,263 | 0 |
| 31 Mar 24 | 1,459,210 | 364,772 | 929,056 | 0 |
| 31 Dec 23 | 1,473,759 | 422,910 | 869,562 | 0 |
| 30 Sep 23 | 1,569,174 | 497,010 | 867,464 | 0 |
| 30 Jun 23 | 1,597,301 | 585,208 | 809,774 | 0 |
| 31 Mar 23 | 1,644,640 | 646,207 | 781,495 | 0 |
| 31 Dec 22 | 1,640,763 | 658,514 | 772,315 | 0 |
| 30 Sep 22 | 1,585,992 | 693,383 | 687,533 | 0 |
| 30 Jun 22 | 1,482,069 | 610,810 | 672,235 | 0 |
| 31 Mar 22 | 1,388,927 | 542,738 | 664,476 | 0 |
| 31 Dec 21 | 1,286,570 | 485,251 | 624,698 | 0 |
| 30 Sep 21 | 1,154,784 | 315,980 | 668,940 | 0 |
| 30 Jun 21 | 1,039,788 | 240,984 | 662,325 | 0 |
| 31 Mar 21 | 962,674 | 171,665 | 661,450 | 0 |
| 31 Dec 20 | 1,004,046 | 174,397 | 698,858 | 0 |
| 30 Sep 20 | 1,153,455 | 276,835 | 731,272 | 0 |
| 30 Jun 20 | 1,308,388 | 321,856 | 791,989 | 0 |
| 31 Mar 20 | 1,415,090 | 392,328 | 817,704 | 0 |
| 31 Dec 19 | 1,387,737 | 377,084 | 808,989 | 0 |
| 30 Sep 19 | 1,360,638 | 390,534 | 787,881 | 0 |
| 30 Jun 19 | 1,308,326 | 368,603 | 772,293 | 0 |
| 31 Mar 19 | 1,264,259 | 347,382 | 758,340 | 0 |
| 31 Dec 18 | 1,231,837 | 333,346 | 748,383 | 0 |
| 30 Sep 18 | 1,201,735 | 333,069 | 726,211 | 0 |
| 30 Jun 18 | 1,196,204 | 345,513 | 703,634 | 0 |
| 31 Mar 18 | 1,181,426 | 333,203 | 707,264 | 0 |
| 31 Dec 17 | 1,177,599 | 332,932 | 705,161 | 0 |
| 30 Sep 17 | 1,133,466 | 288,527 | 708,070 | 0 |
| 30 Jun 17 | 1,093,988 | 257,138 | 709,469 | 0 |
| 31 Mar 17 | 1,112,048 | 273,592 | 704,268 | 0 |
| 31 Dec 16 | 1,118,168 | 255,284 | 737,347 | 0 |
| 30 Sep 16 | 1,117,227 | 262,732 | 729,557 | 0 |
| 30 Jun 16 | 1,152,251 | 242,370 | 741,913 | 0 |
| 31 Mar 16 | 1,175,168 | 252,095 | 729,590 | 0 |
| 31 Dec 15 | 1,213,019 | 246,564 | 729,844 | 0 |
| 30 Sep 15 | 1,235,831 | 260,552 | 729,346 | 0 |
| 30 Jun 15 | 1,235,277 | 302,373 | 700,479 | 0 |
| 31 Mar 15 | 1,212,777 | 288,782 | 687,562 | 0 |
| 31 Dec 14 | 1,152,786 | 306,822 | 643,010 | 0 |
| 30 Sep 14 | 1,121,606 | 295,998 | 599,550 | 0 |
| 30 Jun 14 | 1,095,893 | 262,719 | 584,663 | 0 |
| 31 Mar 14 | 1,064,327 | 264,920 | 564,797 | 0 |
| 31 Dec 13 | 1,051,338 | 258,929 | 542,369 | 0 |
Quality Earnings: MFIN has high quality earnings.
Growing Profit Margin: MFIN's current net profit margins (26%) are lower than last year (31.7%).
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: MFIN's earnings have grown by 10% per year over the past 5 years.
Accelerating Growth: MFIN's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.
Earnings vs Industry: MFIN had negative earnings growth (-17.8%) over the past year, making it difficult to compare to the Consumer Finance industry average (7.3%).
Return on Equity
High ROE: MFIN's Return on Equity (10.9%) is considered low.