PT. Clipan Finance Indonesia Valuation

Is CFIN undervalued compared to its fair value, analyst forecasts and its price relative to the market?

Valuation Score

2/6

Valuation Score 2/6

Below Fair Value
Significantly Below Fair Value
Price-To-Earnings vs Peers
Price-To-Earnings vs Industry
Price-To-Earnings vs Fair Ratio
Analyst Forecast

Share Price vs Fair Value

What is the Fair Price of CFIN when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.

Below Fair Value: Insufficient data to calculate CFIN's fair value for valuation analysis.

Significantly Below Fair Value: Insufficient data to calculate CFIN's fair value for valuation analysis.

Key Valuation Metric

Which metric is best to use when looking at relative valuation for CFIN?

Key metric: As CFIN is profitable we use its Price-To-Earnings Ratio for relative valuation analysis.

The above table shows the Price to Earnings ratio for CFIN. This is calculated by dividing CFIN's market cap by their current earnings.
What is CFIN's PE Ratio?
PE Ratio	5x
Earnings	Rp258.18b
Market Cap	Rp1.29t

CFIN key valuation metrics and ratios. From Price to Earnings, Price to Sales and Price to Book to Price to Earnings Growth Ratio, Enterprise Value and EBITDA.
Key Statistics
Enterprise Value/Revenue	n/a
Enterprise Value/EBITDA	n/a
PEG Ratio	n/a

Price to Earnings Ratio vs Peers

How does CFIN's PE Ratio compare to its peers?

The above table shows the PE ratio for CFIN vs its peers. Here we also display the market cap and forecasted growth for additional consideration.
Company	Forward PE	Estimated Growth	Market Cap
Peer Average	13.5x
WOMF Wahana Ottomitra Multiartha	4.9x	n/a	Rp1.2t
BBLD Buana Finance	14.3x	n/a	Rp1.1t
IMJS Indomobil Multi Jasa	4.3x	n/a	Rp1.4t
TIFA KDB Tifa Finance	30.7x	n/a	Rp2.0t
CFIN PT. Clipan Finance Indonesia	5x	n/a	Rp1.3t

Price-To-Earnings vs Peers: CFIN is good value based on its Price-To-Earnings Ratio (5x) compared to the peer average (13.5x).

Price to Earnings Ratio vs Industry

How does CFIN's PE Ratio compare vs other companies in the Asian Consumer Finance Industry?

1 Company	Price / Earnings	Estimated Growth	Market Cap

1 Company		Estimated Growth	Market Cap

No more companies

Price-To-Earnings vs Industry: CFIN is good value based on its Price-To-Earnings Ratio (5x) compared to the Asian Consumer Finance industry average (14.1x).

Price to Earnings Ratio vs Fair Ratio

What is CFIN's PE Ratio compared to its Fair PE Ratio? This is the expected PE Ratio taking into account the company's forecast earnings growth, profit margins and other risk factors.

CFIN PE Ratio vs Fair Ratio.
Fair Ratio
Current PE Ratio	5x
Fair PE Ratio	n/a

Price-To-Earnings vs Fair Ratio: Insufficient data to calculate CFIN's Price-To-Earnings Fair Ratio for valuation analysis.

Analyst Price Targets

What is the analyst 12-month forecast and do we have any statistical confidence in the consensus price target?

Analyst Forecast: Insufficient data to show price forecast.