PT Woori Finance Indonesia Tbk

IDX:BPFI Stock Report

Market Cap: Rp1.0t

Woori Finance Indonesia Past Earnings Performance

Past criteria checks 3/6

Woori Finance Indonesia's earnings have been declining at an average annual rate of -0.1%, while the Consumer Finance industry saw earnings growing at 15.6% annually. Revenues have been declining at an average rate of 2.4% per year. Woori Finance Indonesia's return on equity is 8.2%, and it has net margins of 31.7%.

Key information

-0.1%

Earnings growth rate

-0.2%

EPS growth rate

Consumer Finance Industry Growth11.7%
Revenue growth rate-2.4%
Return on equity8.2%
Net Margin31.7%
Last Earnings Update31 Dec 2023

Recent past performance updates

No updates

Recent updates

Revenue & Expenses Breakdown
Beta

How Woori Finance Indonesia makes and spends money. Based on latest reported earnings, on an LTM basis.


Earnings and Revenue History

IDX:BPFI Revenue, expenses and earnings (IDR Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
31 Dec 23273,28886,666182,8210
30 Sep 23238,63963,625177,4540
30 Jun 23233,71367,459169,4790
31 Mar 23220,20763,129162,3720
31 Dec 22202,92151,898157,5670
30 Sep 22217,08071,724148,4390
30 Jun 22203,05156,937158,0060
31 Mar 22198,30249,127165,4170
31 Dec 21201,62245,920166,4910
30 Sep 21211,55841,534180,5220
30 Jun 21190,34634,589200,6670
31 Mar 21195,79232,572169,2890
31 Dec 20219,78641,262183,9140
30 Sep 20209,75542,102184,7000
30 Jun 20243,42457,365166,6000
31 Mar 20261,79672,325200,8820
31 Dec 19257,63774,857195,1890
30 Sep 19264,41770,060189,8870
30 Jun 19254,49768,930185,3440
31 Mar 19245,50167,758182,0440
31 Dec 18247,09668,020180,5700
30 Sep 18263,71980,041184,4040
30 Jun 18252,73364,142171,7820
31 Mar 18240,37457,244171,7720
31 Dec 17215,16149,728160,6670
30 Sep 17198,74933,414143,9970
30 Jun 17177,76135,121139,6390
31 Mar 17165,97734,150124,8130
31 Dec 16157,41133,913117,3280
30 Sep 16148,42327,450117,4210
30 Jun 16154,25336,582110,7390
31 Mar 16150,87540,507104,9010
31 Dec 15151,41641,74298,4890
30 Sep 15153,07554,08193,0960
30 Jun 15149,40849,54591,8790
31 Mar 15150,00745,49088,7720
31 Dec 14143,84140,73488,3560
30 Sep 14149,79937,37790,7340
30 Jun 14141,32937,77690,3230
31 Mar 14138,75737,34389,1550
31 Dec 13135,08736,27985,6560
30 Sep 13127,86935,24881,8600
30 Jun 13127,81833,83177,8570

Quality Earnings: BPFI has a high level of non-cash earnings.

Growing Profit Margin: BPFI's current net profit margins (31.7%) are higher than last year (25.6%).


Free Cash Flow vs Earnings Analysis


Past Earnings Growth Analysis

Earnings Trend: BPFI's earnings have declined by 0.1% per year over the past 5 years.

Accelerating Growth: BPFI's earnings growth over the past year (67%) exceeds its 5-year average (-0.1% per year).

Earnings vs Industry: BPFI earnings growth over the past year (67%) exceeded the Consumer Finance industry 19.6%.


Return on Equity

High ROE: BPFI's Return on Equity (8.2%) is considered low.


Return on Assets


Return on Capital Employed


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