Bank Mega Balance Sheet Health
Financial Health criteria checks 5/6
Bank Mega has total assets of IDR132,049.6B and total equity of IDR21,755.4B. Total deposits are IDR90,064.1B, and total loans are IDR65,812.8B earning a Net Interest Margin of 5.2%. It has insufficient allowance for bad loans, which are currently at 1.6% of total loans. Cash and short-term investments are IDR12,088.9B.
Key information
6.1x
Asset to equity ratio
5.2%
Net interest margin
| Total deposits | Rp90.06t |
| Loan to deposit ratio | Appropriate |
| Bad loans | 1.6% |
| Allowance for bad loans | Low |
| Current ratio | Low |
| Cash & equivalents | Rp12.09t |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: MEGA's Assets to Equity ratio (6.1x) is low.
Allowance for Bad Loans: MEGA has a low allowance for bad loans (58%).
Low Risk Liabilities: 82% of MEGA's liabilities are made up of primarily low risk sources of funding.
Loan Level: MEGA has an appropriate level of Loans to Assets ratio (50%).
Low Risk Deposits: MEGA's Loans to Deposits ratio (73%) is appropriate.
Level of Bad Loans: MEGA has an appropriate level of bad loans (1.6%).