PT Bank Victoria International Tbk

IDX:BVIC Stock Report

Market Cap: Rp1.3t

Bank Victoria International Past Earnings Performance

Past criteria checks 2/6

Bank Victoria International has been growing earnings at an average annual rate of 48.9%, while the Banks industry saw earnings growing at 23.9% annually. Revenues have been growing at an average rate of 16.6% per year. Bank Victoria International's return on equity is 3%, and it has net margins of 16.8%.

Key information

48.94%

Earnings growth rate

47.13%

EPS growth rate

Banks Industry Growth13.19%
Revenue growth rate16.63%
Return on equity3.00%
Net Margin16.76%
Last Earnings Update31 Dec 2024

Recent past performance updates

Recent updates

Revenue & Expenses Breakdown

How Bank Victoria International makes and spends money. Based on latest reported earnings, on an LTM basis.


Earnings and Revenue History

IDX:BVIC Revenue, expenses and earnings (IDR Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
31 Dec 24703,193117,859367,7730
30 Sep 24646,15267,303363,8730
30 Jun 24605,892101,399347,4960
31 Mar 24561,94189,055325,9180
31 Dec 23558,002101,816308,8590
30 Sep 23791,943223,122301,2070
30 Jun 23764,123229,377298,4100
31 Mar 23901,642250,802298,0660
31 Dec 22885,598226,173300,3340
30 Sep 22512,291-43,350273,3130
30 Jun 22504,421-80,290280,5630
31 Mar 22335,715-108,607284,2080
31 Dec 21324,363-119,064289,5760
30 Sep 21495,708-218,321307,5410
30 Jun 21298,819-227,888307,5340
31 Mar 21291,686-248,123316,7430
31 Dec 20293,791-252,194330,3140
30 Sep 20266,392-40,616339,9080
30 Jun 20423,233-38,673352,1530
31 Mar 20430,829-29,282357,5460
31 Dec 19417,321-13,765355,0480
30 Sep 19526,20749,674353,2240
30 Jun 19575,75851,359359,1210
31 Mar 19548,98444,418363,4500
31 Dec 18591,31779,082361,3220
30 Sep 18509,22327,323370,9140
30 Jun 18517,70866,610356,1850
31 Mar 18584,804124,537345,9870
31 Dec 17573,714136,090341,9040
30 Sep 17654,668268,765346,9700
30 Jun 17598,881227,751332,6060
31 Mar 17502,123141,241323,0440
31 Dec 16463,761100,362314,3340
30 Sep 16323,016-25,744293,2270
30 Jun 16344,875-3,626292,0030
31 Mar 16428,22789,446288,1670
31 Dec 15440,99078,087288,6220
30 Sep 15430,64397,324299,5120
30 Jun 15425,68194,354304,9840
31 Mar 15417,12395,998306,1660
31 Dec 14422,423105,703301,6300
30 Sep 14493,025143,523304,4470
30 Jun 14537,199200,268289,1760

Quality Earnings: BVIC has a large one-off gain of IDR86.7B impacting its last 12 months of financial results to 31st December, 2024.

Growing Profit Margin: BVIC's current net profit margins (16.8%) are lower than last year (18.2%).


Free Cash Flow vs Earnings Analysis


Past Earnings Growth Analysis

Earnings Trend: BVIC has become profitable over the past 5 years, growing earnings by 48.9% per year.

Accelerating Growth: BVIC's earnings growth over the past year (15.8%) is below its 5-year average (48.9% per year).

Earnings vs Industry: BVIC earnings growth over the past year (15.8%) exceeded the Banks industry 12.4%.


Return on Equity

High ROE: BVIC's Return on Equity (3%) is considered low.


Return on Assets


Return on Capital Employed


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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/05/14 11:26
End of Day Share Price 2025/05/14 00:00
Earnings2024/12/31
Annual Earnings2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

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Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

PT Bank Victoria International Tbk is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.