Bank Pembangunan Daerah Jawa Timur Balance Sheet Health
Financial Health criteria checks 5/6
Bank Pembangunan Daerah Jawa Timur has total assets of IDR103,854.8B and total equity of IDR12,151.1B. Total deposits are IDR79,006.7B, and total loans are IDR53,396.0B. It earns a Net Interest Margin of 5.6%. It has sufficient allowance for bad loans, which are currently at 2.5% of total loans. Cash and short-term investments are IDR22,923.7B.
Key information
8.5x
Asset to equity ratio
5.6%
Net interest margin
Total deposits | Rp79.01t |
Loan to deposit ratio | Appropriate |
Bad loans | 2.5% |
Allowance for bad loans | Sufficient |
Current ratio | Low |
Cash & equivalents | Rp22.92t |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: BJTM's Assets to Equity ratio (8.5x) is low.
Allowance for Bad Loans: BJTM has a sufficient allowance for bad loans (100%).
Low Risk Liabilities: 86% of BJTM's liabilities are made up of primarily low risk sources of funding.
Loan Level: BJTM has an appropriate level of Loans to Assets ratio (51%).
Low Risk Deposits: BJTM's Loans to Deposits ratio (68%) is appropriate.
Level of Bad Loans: BJTM has a high level of bad loans (2.5%).