Bank Pembangunan Daerah Jawa Barat dan Banten Past Earnings Performance
Past criteria checks 2/6
Bank Pembangunan Daerah Jawa Barat dan Banten has been growing earnings at an average annual rate of 3.5%, while the Banks industry saw earnings growing at 20.7% annually. Revenues have been growing at an average rate of 4.6% per year. Bank Pembangunan Daerah Jawa Barat dan Banten's return on equity is 8.7%, and it has net margins of 18.9%.
Key information
3.5%
Earnings growth rate
1.8%
EPS growth rate
| Banks Industry Growth | 13.2% |
| Revenue growth rate | 4.6% |
| Return on equity | 8.7% |
| Net Margin | 18.9% |
| Last Earnings Update | 30 Sep 2024 |
Recent past performance updates
Recent updates
Revenue & Expenses Breakdown
How Bank Pembangunan Daerah Jawa Barat dan Banten makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 30 Sep 24 | 7,970,739 | 1,506,479 | 5,241,033 | 0 |
| 30 Jun 24 | 8,063,990 | 1,584,115 | 5,240,006 | 0 |
| 31 Mar 24 | 8,162,436 | 1,771,011 | 5,162,454 | 0 |
| 31 Dec 23 | 8,216,451 | 1,778,395 | 5,221,663 | 0 |
| 30 Sep 23 | 8,868,333 | 1,905,966 | 5,566,631 | 0 |
| 30 Jun 23 | 9,174,029 | 1,993,776 | 5,724,043 | 0 |
| 31 Mar 23 | 9,496,001 | 2,079,793 | 5,959,953 | 0 |
| 31 Dec 22 | 9,730,882 | 2,304,376 | 5,928,296 | 0 |
| 30 Sep 22 | 9,705,106 | 2,446,256 | 5,781,455 | 0 |
| 30 Jun 22 | 9,533,189 | 2,340,759 | 5,722,818 | 0 |
| 31 Mar 22 | 9,290,546 | 2,148,764 | 5,663,109 | 0 |
| 31 Dec 21 | 8,934,495 | 2,031,858 | 5,518,423 | 0 |
| 30 Sep 21 | 8,644,671 | 1,905,885 | 5,458,464 | 0 |
| 30 Jun 21 | 8,296,332 | 1,801,581 | 5,283,991 | 0 |
| 31 Mar 21 | 8,007,694 | 1,749,921 | 5,108,156 | 0 |
| 31 Dec 20 | 7,813,187 | 1,687,218 | 4,993,541 | 0 |
| 30 Sep 20 | 7,350,255 | 1,628,017 | 4,828,206 | 0 |
| 30 Jun 20 | 7,037,908 | 1,566,143 | 4,528,107 | 0 |
| 31 Mar 20 | 6,821,051 | 1,555,732 | 4,306,312 | 0 |
| 31 Dec 19 | 6,775,372 | 1,558,651 | 4,234,756 | 0 |
| 30 Sep 19 | 6,582,046 | 1,339,130 | 4,228,809 | 0 |
| 30 Jun 19 | 6,791,751 | 1,447,145 | 4,351,099 | 0 |
| 31 Mar 19 | 6,901,164 | 1,507,800 | 4,401,010 | 0 |
| 31 Dec 18 | 6,916,235 | 1,548,249 | 4,359,381 | 0 |
| 30 Sep 18 | 6,935,476 | 1,480,829 | 4,331,714 | 0 |
| 30 Jun 18 | 6,543,412 | 1,286,595 | 4,295,738 | 0 |
| 31 Mar 18 | 6,379,481 | 1,223,401 | 4,234,713 | 0 |
| 31 Dec 17 | 6,389,262 | 1,212,036 | 4,231,775 | 0 |
| 30 Sep 17 | 6,008,156 | 1,062,311 | 4,116,199 | 0 |
| 30 Jun 17 | 6,055,093 | 1,126,326 | 4,053,308 | 0 |
| 31 Mar 17 | 6,027,206 | 1,157,031 | 4,002,195 | 0 |
| 31 Dec 16 | 5,846,028 | 1,154,421 | 3,872,432 | 0 |
| 30 Sep 16 | 6,309,436 | 1,679,093 | 3,645,871 | 0 |
| 30 Jun 16 | 6,078,067 | 1,651,413 | 3,429,522 | 0 |
| 31 Mar 16 | 5,680,370 | 1,437,773 | 3,243,706 | 0 |
| 31 Dec 15 | 5,404,448 | 1,377,110 | 3,064,134 | 0 |
| 30 Sep 15 | 5,033,576 | 1,251,337 | 2,946,502 | 0 |
| 30 Jun 15 | 4,853,657 | 1,207,923 | 2,807,802 | 0 |
| 31 Mar 15 | 4,607,356 | 1,163,908 | 2,658,849 | 0 |
| 31 Dec 14 | 4,415,887 | 1,103,880 | 2,573,827 | 0 |
| 30 Sep 14 | 4,145,212 | 992,823 | 2,440,055 | 0 |
| 30 Jun 14 | 4,233,909 | 1,103,807 | 2,422,250 | 0 |
| 31 Mar 14 | 4,492,462 | 1,327,305 | 2,412,911 | 0 |
| 31 Dec 13 | 4,566,749 | 1,372,913 | 2,416,263 | 0 |
Quality Earnings: BJBR has high quality earnings.
Growing Profit Margin: BJBR's current net profit margins (18.9%) are lower than last year (21.5%).
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: BJBR's earnings have grown by 3.5% per year over the past 5 years.
Accelerating Growth: BJBR's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.
Earnings vs Industry: BJBR had negative earnings growth (-21%) over the past year, making it difficult to compare to the Banks industry average (7.3%).
Return on Equity
High ROE: BJBR's Return on Equity (8.7%) is considered low.