Bank Ina Perdana Balance Sheet Health
Financial Health criteria checks 5/6
Bank Ina Perdana has total assets of IDR26,806.0B and total equity of IDR3,565.7B. Total deposits are IDR22,938.7B, and total loans are IDR12,067.1B.
Key information
7.5x
Asset to equity ratio
n/a
Net interest margin
Total deposits | Rp22.94t |
Loan to deposit ratio | Appropriate |
Bad loans | 2.7% |
Allowance for bad loans | Sufficient |
Current ratio | Low |
Cash & equivalents | Rp6.35t |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: BINA's Assets to Equity ratio (7.5x) is low.
Allowance for Bad Loans: BINA has a sufficient allowance for bad loans (110%).
Low Risk Liabilities: 99% of BINA's liabilities are made up of primarily low risk sources of funding.
Loan Level: BINA has an appropriate level of Loans to Assets ratio (45%).
Low Risk Deposits: BINA's Loans to Deposits ratio (53%) is appropriate.
Level of Bad Loans: BINA has a high level of bad loans (2.7%).