Bank Ganesha Balance Sheet Health
Financial Health criteria checks 6/6
Bank Ganesha has total assets of IDR9,542.7B and total equity of IDR3,384.3B. Total deposits are IDR6,014.8B, and total loans are IDR4,636.4B.
Key information
2.8x
Asset to equity ratio
n/a
Net interest margin
| Total deposits | Rp6.01t |
| Loan to deposit ratio | Appropriate |
| Bad loans | 1.2% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | Rp2.18t |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: BGTG's Assets to Equity ratio (2.8x) is low.
Allowance for Bad Loans: BGTG has a sufficient allowance for bad loans (419%).
Low Risk Liabilities: 98% of BGTG's liabilities are made up of primarily low risk sources of funding.
Loan Level: BGTG has an appropriate level of Loans to Assets ratio (49%).
Low Risk Deposits: BGTG's Loans to Deposits ratio (77%) is appropriate.
Level of Bad Loans: BGTG has an appropriate level of bad loans (1.2%).