Bank JTrust Indonesia Past Earnings Performance
Past criteria checks 3/6
Bank JTrust Indonesia has been growing earnings at an average annual rate of 27.2%, while the Banks industry saw earnings growing at 14.2% annually. Revenues have been growing at an average rate of 21.8% per year. Bank JTrust Indonesia's return on equity is 3%, and it has net margins of 13.4%.
Key information
27.2%
Earnings growth rate
25.0%
EPS growth rate
| Banks Industry Growth | 13.2% |
| Revenue growth rate | 21.8% |
| Return on equity | 3.0% |
| Net Margin | 13.4% |
| Last Earnings Update | 30 Sep 2023 |
Recent past performance updates
Recent updates
Revenue & Expenses BreakdownBeta
How Bank JTrust Indonesia makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 30 Sep 23 | 841,792 | 112,896 | 709,912 | 0 |
| 30 Jun 23 | 865,564 | 161,522 | 713,765 | 0 |
| 31 Mar 23 | 814,256 | 160,580 | 689,476 | 0 |
| 31 Dec 22 | 743,748 | 86,621 | 670,980 | 0 |
| 30 Sep 22 | 567,539 | -22,420 | 454,402 | 0 |
| 30 Jun 22 | 446,136 | -134,181 | 629,603 | 0 |
| 31 Mar 22 | 270,161 | -297,527 | 616,986 | 0 |
| 31 Dec 21 | 109,493 | -445,423 | 611,614 | 0 |
| 30 Sep 21 | 87,339 | -402,605 | 541,970 | 0 |
| 30 Jun 21 | 18,965 | -463,367 | 539,425 | 0 |
| 31 Mar 21 | -172,618 | -641,869 | 545,905 | 0 |
| 31 Dec 20 | 347 | -484,441 | 559,421 | 0 |
| 30 Sep 20 | 156,827 | -419,608 | 529,983 | 0 |
| 30 Jun 20 | 425,260 | -172,828 | 526,793 | 0 |
| 31 Mar 20 | 686,486 | 224,090 | 519,959 | 0 |
| 31 Dec 19 | 576,784 | 49,495 | 533,250 | 0 |
| 30 Sep 19 | 496,324 | -105,623 | 579,255 | 0 |
| 30 Jun 19 | 89,928 | -510,725 | 605,807 | 0 |
| 31 Mar 19 | 176,359 | -573,886 | 613,390 | 0 |
| 31 Dec 18 | 298,544 | -401,101 | 598,143 | 0 |
| 30 Sep 18 | 382,553 | -218,776 | 587,058 | 0 |
| 30 Jun 18 | 633,167 | 73,886 | 542,769 | 0 |
| 31 Mar 18 | 629,834 | 86,308 | 524,979 | 0 |
| 31 Dec 17 | 624,710 | 121,534 | 491,039 | 0 |
| 30 Sep 17 | 159,834 | -528,429 | 442,194 | 0 |
| 30 Jun 17 | 165,999 | -548,135 | 452,992 | 0 |
| 31 Mar 17 | 88,981 | -642,432 | 448,698 | 0 |
| 31 Dec 16 | 47,633 | -718,722 | 472,759 | 0 |
| 30 Sep 16 | 356,131 | -332,130 | 503,188 | 0 |
| 30 Jun 16 | 161,442 | -547,215 | 546,669 | 0 |
| 31 Mar 16 | 87,474 | -613,447 | 550,158 | 0 |
| 31 Dec 15 | -6,785 | -676,010 | 528,732 | 0 |
| 30 Sep 15 | -222,449 | -879,975 | 471,504 | 0 |
| 30 Jun 15 | -252,359 | -915,702 | 459,188 | 0 |
| 31 Mar 15 | -119,863 | -772,491 | 447,650 | 0 |
| 31 Dec 14 | 2,941 | -663,747 | 444,347 | 0 |
| 30 Sep 14 | -152,179 | -714,324 | 466,708 | 0 |
| 30 Jun 14 | -667,226 | -1,179,220 | 416,183 | 0 |
| 31 Mar 14 | -628,750 | -1,142,599 | 410,542 | 0 |
| 31 Dec 13 | -648,612 | -1,136,045 | 393,605 | 0 |
| 30 Sep 13 | -177,127 | -643,505 | 371,468 | 0 |
| 30 Jun 13 | 567,393 | 116,981 | 353,910 | 0 |
Quality Earnings: BCIC has high quality earnings.
Growing Profit Margin: BCIC became profitable in the past.
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: BCIC has become profitable over the past 5 years, growing earnings by 27.2% per year.
Accelerating Growth: BCIC has become profitable in the last year, making the earnings growth rate difficult to compare to its 5-year average.
Earnings vs Industry: BCIC has become profitable in the last year, making it difficult to compare its past year earnings growth to the Banks industry (13.9%).
Return on Equity
High ROE: BCIC's Return on Equity (3%) is considered low.